Latest Articles

W-2’s and Paystubs

It’s that time again!! You should be receiving your W-2’s in the mail any day! I found a funny meme the other day that was quite true for many. It said, you can easily find a picture from 10 years ago to participate in the then and now photos on Facebook but you can’t find […]

The beginners guide to Crypto!

Have you been hearing the words Cryptocurrency, Crypto, Bitcoin, Ethereum, and feel like you have no idea where to start? Is it all foreign to you but you know that you need to do something to get started for your families future? What is a wallet? Why do they talk about cold wallets? What is […]

Do you still qualify?

The Federal Reserve has announced that they plan to increase the prime rate at least 3 times possibly 4 in 2022. We have already seen rate increases of approximately .75% on most loan products since the end of December 2021. If you are a buyer looking to purchase a home, this could drastically change how […]

Appraisal Waiver or Waiving your Appraisal, what is the difference?

The broad mention of “Appraisal Waiver” during a home purchase can mean two different things. Are you trying to get the attention of a seller by waiving your appraisal or did your lender tell you that they received an appraisal waiver from the system? These are two very different things and you could get caught […]

Do you pay mortgage insurance and want to remove it?

The title of this show says it all. Do you have an FHA loan and pay mortgage insurance? Do you have a conventional loan and pay monthly mortgage insurance. Get all of the scoop you need on how about how to remove your monthly mortgage insurance and reduce your total monthly payment! Check out the […]

Why did your fixed rate mortgage payment change?

Did your lender tell you that you were signing for a 30 YR fixed rate? Did you expect that your monthly payment would never change and always be the same? Why is it changing? Can it change again? Tune in as we explain your taxes and insurance. Check out the Mortgage Mom Radio online merch […]