Demystifying the
mortgage process
one episode at a time.
Hi, I'm Debbie Marcoux — "The Mortgage Mom." For over 30 years I've helped first-time buyers become homeowners and helped current owners reach their financial goals. Tune in for honest, plain-English education about all things real estate.
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What Actually Moves Mortgage Rates? (It's Not the Fed)
The Fed hasn't moved once in 2026, yet mortgage rates are up sharply. Debbie explains the 10-year Treasury, the August 17 global bond sell-off, and whether to lock before Jackson Hole.
Listen to this episode →Recent episodes
What Can You Ask the Seller to Pay For? Seller Concessions in a Buyer's Market
PodcastAre Foreclosures Rising in 2026? Why This Is Not 2008 All Over Again
PodcastCan Homeowners Insurance Kill Your Home Purchase? How to Protect Your Deal
PodcastThe Fed Held Rates Again — So Why Did Mortgage Rates Go Up?
PodcastThe Fed Just Said No Rate Cut
PodcastHow to Buy Your First Home When Mortgage Rates Are at 2026 Highs
PodcastMortgage Rates Just Hit 2026 Highs — What Happened & What Buyers Do Now
PodcastThe Biggest Condo Lending Change In Over A Decade!
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Calculate →Prefer to read? Grab the free PDF guides — first-time buyer guide, document checklist, refi worksheet, closing costs explained.
Early in my career I watched too many clients struggle simply because no one had ever explained how mortgages actually work. I started this show to fix that — to give people the education they deserve before the biggest financial decision of their lives.— Debbie Marcoux, NMLS #237926
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