Demystifying the
mortgage process
one episode at a time.
Hi, I'm Debbie Marcoux — "The Mortgage Mom." For over 30 years I've helped first-time buyers become homeowners and helped current owners reach their financial goals. Tune in for honest, plain-English education about all things real estate.
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Why Friday Matters More To Your Rate Than The Next Fed Meeting
The Fed has not moved its rate all year, and mortgage rates went up anyway. In this episode I explain who actually sets your mortgage rate, why the bond market matters more than the next Fed meeting, and what this Friday could change.
Listen to this episode →Recent episodes
The List Price Is The Opening Bid!
PodcastForeclosures just jumped 21% this year. Is this 2008 all over again?
PodcastHomeowners Insurance is killing deals at closing!
PodcastThe Fed Just Said No Rate Cut
PodcastMortgage Rates Just Hit 2026 Highs — What Happened & What Buyers Do Now
PodcastThe Biggest Condo Lending Change In Over A Decade!
PodcastThe Fed just flipped the script. Rate Hike on the table?
PodcastThe Biggest Housing Bill in 36 Years, what's in it?
Tools to help you decide
Home Purchase Qualifier
See what you actually qualify for in 60 seconds — no credit pull.
Start →Refinance Rate Checker
Find out if today's rates make sense for your situation.
Check →Today's Mortgage Rates
Live rates updated daily — not the bait-and-switch numbers.
View →Closing Cost Calculator
Estimate what you'll actually bring to the table at closing.
Calculate →Prefer to read? Grab the free PDF guides — first-time buyer guide, document checklist, refi worksheet, closing costs explained.
Early in my career I watched too many clients struggle simply because no one had ever explained how mortgages actually work. I started this show to fix that — to give people the education they deserve before the biggest financial decision of their lives.— Debbie Marcoux, NMLS #237926
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