Demystifying the
mortgage process
one episode at a time.
Hi, I'm Debbie Marcoux — "The Mortgage Mom." With 30+ years in mortgage and real estate, I've helped first-time buyers become homeowners and helped current owners reach their financial goals. Tune in for honest, plain-English education about all things real estate.
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Can Casita or Guest House Rent Help You Qualify for a Mortgage?
Fannie Mae now lets rent from a casita, guest house or converted garage count toward qualifying income on a one-unit home you will live in. Debbie explains who the rule covers, the 30% cap on that income, why only one accessory unit counts, and how permitting and the appraisal decide the outcome.
Listen to this episode →Next live show Wednesdays, 3:00 PM Pacific on YouTube, with live Q&A
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A free PDF guide to the line items on a Loan Estimate and what each one means.
Read the guide →Prefer to read? Grab the free PDF guides — first-time buyer guide, document checklist, refi worksheet, closing costs explained.
Calculators give illustrative estimates only. They are not a loan offer, rate quote or commitment to lend.
Early in my career I watched too many clients struggle simply because no one had ever explained how mortgages actually work. I started this show to fix that — to give people the education they deserve before the biggest financial decision of their lives.— Debbie Marcoux, NMLS #237926
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