Debbie Marcoux - Host of Mortgage Mom Radio / Branch Manager JMJ Financial

Debbie has been in the lending industry since 2002 with a past Real Estate Salesperson license beginning her career in 1995. Her wealth of lending knowledge is extraordinary with having closed thousands of loans within her career. She has a special place in her heart for First-Time Home Buyers and takes her time with all of her clients to make sure that they are placed into the perfect lending program for their financial needs. Debbie is licensed in AZ-0941504, CA-DBO237926, Fl-LO76508, GA-69178, ID, IL-031.0058339, NV-57237, OR, TN-184373, TX, WA-MLO-237926 


Heidi Slagle-Points - Co-host of Mortgage Mom Radio / Loan Officer Assistant JMJ Financial

Heidi is a licensed loan officer assistant with 20+ years of experience in the mortgage business. She brings experience and wealth to our team that we couldn’t obtain anywhere else. Heidi communicates with borrowers, gathers loan documents, and assists in the closing of our loans.



Carrie Margulies - Mortgage Mom Radio Educator

As a mother of two boys with special “needs” I know how crucial it is to find the right financing for your home. Every family is different and requires special consideration for their personal situation. I have over 20 years’ experience in Mortgage Banking from purchase transactions to refinances. I especially enjoy working with First-Time Homebuyers because it gives me an opportunity to share in their excitement of purchasing a new home! I pride myself in making all of my clients comfortable by providing them with the education that they need to fully understand the mortgage transaction. This is done with respect, honesty and full transparency.



Cindy Russon - Mortgage Mom Radio Educator

Cindy Russon has been in the mortgage industry since 1998. She has done all aspects of the industry from processing underwriting, doc drawing and running a branch. She Strives to place you in the best loan program for your financial needs and goals. You will get personal service the whole loan process.She is a hard working mom of 3 children. When not working they enjoy their time camping  and exploring.

CA-DBO 1138402


Heather Kilpatrick - Mortgage Mom Radio Educator

Heather has over 30 years of experience in the real estate industry. Before joining Mortgage Mom Radio, Heather was an award-winning, Top Producing Realtor®. Heather provides a high degree of professionalism, exceptional performance, and trustworthiness to all her clients.

Heather understands the importance of providing her clients with the knowledge they need to make informed decisions when choosing a home loan. Whether you are looking to refinance your current home, purchase your first home, or you are looking for an experienced real estate investor, she can help you find the right loan to fit your needs.

Heather is a Southwestern Law School graduate and mom of two boys.

NMLS ID 2068355, AZ-1021892 FL-LO84870, TN-241769


Larry Ehrlich - Mortgage Mom Radio Educator

Larry is our “MORTGAGE DAD!” He has been in the business for 30+ years and he’s been through the storm of every market. His experience in the business is unparalleled. He is an expert in all arenas from down payment assistance to super jumbo loans. Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act. NMLS ID: 633141


Manny Zermeno - Mortgage Mom Radio Production Manager

Manny has been working with Mortgage Mom Radio since 2016. He started by helping to set up and take down our Homebuyer Workshop sound and props as we traveled across CA. He has moved to production where he is ultimately responsible for our sound, video, podcast, social media, and organizing loan production. He’s very busy but he gets it done and he does it with class. We’re honored to have Manny on our team!

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