Debbie has been in the lending industry since 2002 with a past Real Estate Salesperson license beginning her career in 1995. Her wealth of lending knowledge is extraordinary with having closed thousands of loans within her career. She has a special place in her heart for First-Time Home Buyers and takes her time with all of her clients to make sure that they are placed into the perfect lending program for their financial needs. Debbie is licensed in AZ-0941504, CA-DBO237926, Fl-LO76508, GA-69178, ID, IL-031.0058339, NV-57237, OR, TN-184373, TX, WA-MLO-237926
Debbie Marcoux - Host of Mortgage Mom Radio / Branch Manager JMJ Financial
Heidi Slagle-Points - Co-host of Mortgage Mom Radio / Loan Officer Assistant JMJ Financial
Heidi is a licensed loan officer assistant with 20+ years of experience in the mortgage business. She brings experience and wealth to our team that we couldn’t obtain anywhere else. Heidi communicates with borrowers, gathers loan documents, and assists in the closing of our loans.
Manny Zermeno - Mortgage Mom Radio Production Manager
Manny has been working with Mortgage Mom Radio since 2016. He started by helping to set up and take down our Homebuyer Workshop sound and props as we traveled across CA. He has moved to production where he is ultimately responsible for our sound, video, podcast, social media, and organizing loan production. He’s very busy but he gets it done and he does it with class. We’re honored to have Manny on our team!
Carrie Margulies - Mortgage Mom Radio Educator / JMJ Financial Loan Officer and Loan Officer Assistant
As a mother of two boys with special “needs” I know how crucial it is to find the right financing for your home. Every family is different and requires special consideration for their personal situation. I have over 20 years’ experience in Mortgage Banking from purchase transactions to refinances. I especially enjoy working with First-Time Homebuyers because it gives me an opportunity to share in their excitement of purchasing a new home! I pride myself in making all of my clients comfortable by providing them with the education that they need to fully understand the mortgage transaction. This is done with respect, honesty and full transparency.
Cindy Russon - Mortgage Mom Radio Educator / JMJ Financial Loan Officer
Cindy Russon has been in the mortgage industry since 1998. She has done all aspects of the industry from processing underwriting, doc drawing and running a branch. She Strives to place you in the best loan program for your financial needs and goals. You will get personal service the whole loan process.She is a hard working mom of 3 children. When not working they enjoy their time camping and exploring.
Heather Kilpatrick - Mortgage Mom Radio Educator / JMJ Financial Loan Officer
Heather has over 30 years’ experience in the real estate industry. Prior to joining Mortgage Mom Radio, Heather was an award-winning, Top Producing, Realtor. Heather brings a high degree of professionalism, exceptional performance, and trustworthiness as a licensed loan officer.
As an experienced professional in the real estate industry for 30 years, I understand the importance of providing my clients with the knowledge they need to make informed decisions when buying a home. Whether you are a first-time buyer purchasing your first home, or you are an experienced real estate investor, I can help you find the right loan to fit your needs.
Heather is a Southwestern Law School graduate and mom of two boys.
NMLS ID 2068355, FL-LO84870, TN-241769
Larry Ehrlich - Mortgage Mom Radio Educator
Larry is our “MORTGAGE DAD!” He has been in the business for 30+ years and he’s been through the storm of every market. His experience in the business is unparalleled. He is an expert in all arenas from down payment assistance to super jumbo loans. Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act. NMLS ID: 633141