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Have you been hearing the words Cryptocurrency, Crypto, Bitcoin, Ethereum, and feel like you have no idea where to start? Is it all foreign to you but you know that you need to do something to get started for your families future? What is a wallet? Why do they talk about cold wallets? What is […]
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The Federal Reserve has announced that they plan to increase the prime rate at least 3 times possibly 4 in 2022. We have already seen rate increases of approximately .75% on most loan products since the end of December 2021. If you are a buyer looking to purchase a home, this could drastically change how […]
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Have you looked at your credit card statement’s recently? Many American’s do not look at their credit card statements. As a matter of fact, most don’t have any idea how much that they are paying in interest or what the interest rate is for the balances that they carry. Have you looked at yours? What […]
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Do you have solar on your home now? Are you hoping to get solar added to your home? Did you know that you can lease or buy your solar equipment just like you would a car? What are the differences between each? Is one better than another when you decide to sell your home? What […]
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The broad mention of “Appraisal Waiver” during a home purchase can mean two different things. Are you trying to get the attention of a seller by waiving your appraisal or did your lender tell you that they received an appraisal waiver from the system? These are two very different things and you could get caught […]
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Do you have student loan debt? Are you ready for the monthly payments that have been in deferment to come due? Have you budgeted for those payments that you haven’t had to make it almost two years? What can you do to get those under control if your not a homeowner? Do you own a […]
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The Fed announced on December 15th that they plan to increase interest rates three times in 2022 and three more times in 2023. What does this mean to you? Do you have debt that is tied to the prime rate such as a credit card or a home equity line of credit? Check out the […]
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Thank you so much for all of our listeners, students, and clients for being part of the Mortgage Mom Radio Family in 2021! We send off 2021 in this episode and we’ll see on the next one in 2022! Check out the Mortgage Mom Radio online merch store! The beer mugs are insane! SHOP NOW […]
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The title of this show says it all. Do you have an FHA loan and pay mortgage insurance? Do you have a conventional loan and pay monthly mortgage insurance. Get all of the scoop you need on how about how to remove your monthly mortgage insurance and reduce your total monthly payment! Check out the […]
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Did your lender tell you that you were signing for a 30 YR fixed rate? Did you expect that your monthly payment would never change and always be the same? Why is it changing? Can it change again? Tune in as we explain your taxes and insurance. Check out the Mortgage Mom Radio online merch […]
AZ BK-0943949 Mortgage Banker License, California - DBO 603F427 Finance Lenders Law License, CA - DBO 41DBO-46011 Residential Mortgage Lending Act License, CO Mortgage Company Registration, ID ID-167867 Idaho Mortgage Broker/Lender License, OR ML-5060 Mortgage Lender License, TX - SML jmj.me/texas.html, UT 10660391 Mortgage Entity License, WA CL-167867 Consumer Loan Company License, FL MLD1648, TN 184177 Mortgage License
JMJ Financial Group NMLS ID #167867 | CA SD NMLS ID #825602 | HI NMLS ID #1014485 | A BRE LICENSE # 01134087 | CA CFL #603F427 | OR Lic #ML-5060. Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act, Licensee Number 01134087. Interest rates and products are subject to change without notice and may or may not be available at the time of loan commitment or lock-in. Borrowers must qualify at closing for all benefits.
