Latest Articles

What are CC&Rs and how are they different from HOAs? And what you need to know about Impounds.

Mortgage Mom Radio airs weekly focusing on topics that will educate our listeners around mortgage lending. Today we talked about HOAs CC&Rs and the difference between them, the loan application process, mortgage impounds, and insurance. We are LIVE on YouTube every Wednesday at 5 PM. Watch us record our show! Ask us your questions right […]

What you need to know about pre-approvals and making offers, and is now a good time to refinance?

Mortgage Mom Radio airs weekly focusing on topics that will educate our listeners around mortgage lending. Today Debbie returns from vacation and Heidi returns in-studio! We talked about pre-approvals and making offers, and updates on refinancing with today’s mortgage rates. We are LIVE on YouTube every Wednesday at 5 PM. Watch us record our show! […]

Closing Costs, Interest Rates, and How to Decide if a Refinance is Right for You

Mortgage Mom Radio airs weekly focusing on topics that will educate our listeners around mortgage lending. Today we talked about closing costs and paying points for your interest rate. How do you determine if it makes sense to do so?  Mortgage Mom Radio Live – The Mortgage Mom is going on vacation! Thank you Germaine Marine – […]

The new bait and switch by mortgage lenders! Did you get a really low rate quote?

Mortgage Mom Radio air’s weekly focusing on topics that will educate our listeners around mortgage lending. Today we talked about closing costs and paying points for your interest rate. How do you determine if it makes sense to do so? We are LIVE on YouTube every Wednesday at 5PM. Watch us record our show! Ask […]

What you need to know before going into forbearance or deferment, and what’s the difference?

Mortgage Mom Radio airs weekly focusing on topics that will educate our listeners around mortgage lending. Today we talked about many topics from things to consider before going into forbearance or taking a deferment and how they are different, to locking in interest rates. We are LIVE on YouTube every Wednesday at 5PM. Watch us record […]

Should you pay points to buy down your interest rate?

Mortgage Mom Radio airs weekly focusing on topics that will educate our listeners around mortgage lending. Today we talked about many topics from forbearance to lowering your interest rate. Should you pay points, can you remove your mortgage insurance? The show wouldn’t be complete without a few technical problems! We are LIVE on YouTube every Wednesday […]

How is COVID-19 Continuing to Effect the Mortgage Industry? Plus Important Tax Updates with Denise Taylor.

Mortgage Mom Radio airs weekly focusing on topics that will educate our listeners around mortgage lending. This week Mortgage Mom Radio chats with the Tax Grandma Denise Taylor about some important and very interesting tax changes, then we discuss things to consider when determining if this is the time to refinance, review what we are doing […]

How is the mortgage industry today? Coronavirus, Looming Recession, How does this change lending?

Mortgage Mom Radio air’s weekly focusing on topics that will educate our listeners around mortgage lending. Today we focused on the the Coronavirus and how it has changed our mortgage industry overnight. Are you wondering if you should defer your mortgage payments, have you been trying to purchase a home with down payment assistance, do […]

How has the Coronavirus changed mortgage lending?

Today we focused on the Coronavirus and how it has changed our mortgage industry overnight. Are you wondering if you should defer your mortgage payments, have you been trying to purchase a home with down payment assistance, do you need cash out of your home but your credit score is just average, we touch on […]

Fed dropped to near 0%, what does this mean to you? Recession on the way? How do you safeguard?

Mortgage Mom Radio air’s weekly focusing on topics that will educate our listeners around mortgage lending. Today we focused on the the fed reducing the rate to 0% what does that mean to you? Will you get a zero percent rate for your mortgage? We also talked about the trying times ahead with talks of […]