Holiday Debt?


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Have you looked at your credit card statement’s recently? Many American’s do not look at their credit card statements. As a matter of fact, most don’t have any idea how much that they are paying in interest or what the interest rate is for the balances that they carry. Have you looked at yours? What […]

Remove PMI, Build an ADU (Accessory Dwelling Unit), Impound (Escrows) – why did your payment go up?


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Wednesday, December 15th, 2021  This episode was full of information on multiple topics. In the first segment, Debbie and Heidi start by discussing FHAs in relation to Mortgage Insurance (MI) and how to get rid of that MI. Debbie says the best way to get out of the MI is to refinance, and that it […]

The first Fed rate cut in 10 years: What does this mean to you?


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This past week, Fed Chair Jerome Powell reaffirmed the Federal Reserve’s dovish position as he testified on Capitol Hill, thereby paving the way for the first Fed rate cut in 10 years later this month. Mr. Powell used the word “uncertainties” five times in his prepared speech to describe potential headwinds to the U.S. economy. […]