Today we focus on VA Loans. We discuss other loan options as well and how you should make sure to review all options available before you pick one. Different loans could help more than others for your situation, so make sure you understand them all before moving forward.

Miss lasts weeks show? Don’t worry about it, I have all the podcasts up from last week you just have to go back and listen to them. We talked about some really helpful things you won’t want to miss out on, so go back and listen you won’t want to miss out on it!

How do you get through to Mom? Email is a fantastic way to get through to the Mortgage Mom, debbie@mortgagemomradio.com. Text messages and phone calls are great too! Do you know how to contact us? Text the word “MOM” to 474747 or give us a call 844-935-3634!

Download our Phone App loaded with every mortgage tool that you could need, and last but not least, watch our Homebuyer Workshop Series on YouTube!

Debbie Marcoux is Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act, CA-DBO237926, AZ-0941504, TN 184373, TX

Sadly the City of Santa Clarita had the very heartbreaking Saugus High School shooting. As residents of the city, we would like to send our support to all of the families that were impacted from this event.

Miss lasts weeks show? Don’t worry about it, I have all the podcasts up from last week you just have to go back and listen to them. We talked about some really helpful things you won’t want to miss out on, so go back and listen you won’t want to miss out on it!

How do you get through to Mom? Email is a fantastic way to get through to the Mortgage Mom, debbie@mortgagemomradio.com. Text messages and phone calls are great too! Do you know how to contact us? Text the word “MOM” to 474747 or give us a call 844-935-3634!

Download our Phone App loaded with every mortgage tool that you could need, and last but not least, watch our Homebuyer Workshop Series on YouTube!

Debbie Marcoux is Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act, CA-DBO237926, AZ-0941504, TN 184373, TX

In this podcast, Debbie and Heidi go over their family trusts and why they are so important. You will learn what happened to Heidi and her family when a family member passed and the dreadful process they had to go through. Debbie explains all the reasons why she has a trust and how you need to call Crista Hermance now to get started before its too late!

Miss lasts weeks show? Don’t worry about it, I have all the podcasts up from last week you just have to go back and listen to them. We talked about some really helpful things you won’t want to miss out on, so go back and listen you won’t want to miss out on it!

How do you get through to Mom? Email is a fantastic way to get through to the Mortgage Mom, debbie@mortgagemomradio.com. Text messages and phone calls are great too! Do you know how to contact us? Text the word “MOM” to 474747 or give us a call 844-935-3634!

Download our Phone App loaded with every mortgage tool that you could need, and last but not least, watch our Homebuyer Workshop Series on YouTube!

Debbie Marcoux is Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act, CA-DBO237926, AZ-0941504, TN 184373, TX

In this weeks episode we talked with Crista Hermance about why you should have a trust. Some people may think a trust and a will are the same, but they are not! If you want to know what the difference is between a trust and a will, listen to this podcast and you’ll learn everything you need to know!

Miss lasts weeks show? Don’t worry about it, I have all the podcasts up from last week you just have to go back and listen to them. We talked about some really helpful things you won’t want to miss out on, so go back and listen you won’t want to miss out on it!

How do you get through to Mom? Email is a fantastic way to get through to the Mortgage Mom, debbie@mortgagemomradio.com. Text messages and phone calls are great too! Do you know how to contact us? Text the word “MOM” to 474747 or give us a call 844-935-3634!

Download our Phone App loaded with every mortgage tool that you could need, and last but not least, watch our Homebuyer Workshop Series on YouTube!

Debbie Marcoux is Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act, CA-DBO237926, AZ-0941504, TN 184373, TX

In this weeks episode, you find out how Debbie is ready for the holidays because Manny put up her Christmas lights. You also find out that Jeremy, Heidi’s husband, has been asking her to get a Toy Hauler for the family. Lastly Jeremy finds an article online that states how much you need to earn each year to live in California as a single person! Its a great episode so listen in!

Did you miss lasts weeks show? Don’t worry about it, I have all the podcasts up from last week you just have to go back and listen to them. We talked about some really helpful things you won’t want to miss out on, so go back and listen you won’t want to miss out on it!

How do you get through to Mom? Email is a fantastic way to get through to the Mortgage Mom, debbie@mortgagemomradio.com. Text messages and phone calls are great too! Do you know how to contact us? Text the word “MOM” to 474747 or give us a call 844-935-3634!

Download our Phone App loaded with every mortgage tool that you could need, and last but not least, watch our Homebuyer Workshop Series on YouTube!

Debbie Marcoux is Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act, CA-DBO237926, AZ-0941504, TN 184373, TX

Does opening a new credit card help your credit score? Will it drop your credit score instead? How about a new mortgage or a new car loan? How do these new accounts change your credit score and how do you start to rebuild when necessary? Steve Altonian with Credit Law Solutions is on today giving us all kinds of free credit advice to make sure that we have a strong start to the 2020 New Year!

How do you get through to Mom? Email is a fantastic way to get through to the Mortgage Mom, debbie@mortgagemomradio.com. Text messages and phone calls are great too! Do you know how to contact us? Text the word “MOM” to 474747 or give us a call 844-935-3634!

Download our Phone App loaded with every mortgage tool that you could need, and last but not least, watch our Homebuyer Workshop Series on YouTube!

Debbie Marcoux is Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act, CA-DBO237926, AZ-0941504, TN 184373, TX

If you have credit monitoring with Experian, you are sure to get a massive amount of emails not only about updates to your credit report, but also the credit cards and loans that you are matched to. Recently, MOM has been getting a ton of emails about the benefit of opening a new loan or credit card before the holiday shopping hits. Is this something that is actually good for your credit? Is this something that you should follow their recommendation? Your credit is one of the most important properties that you own and you need to make sure that you are handling it with care.

How do you get through to Mom? Email is a fantastic way to get through to the Mortgage Mom, debbie@mortgagemomradio.com. Text messages and phone calls are great too! Do you know how to contact us? Text the word “MOM” to 474747 or give us a call 844-935-3634!

Download our Phone App loaded with every mortgage tool that you could need, and last but not least, watch our Homebuyer Workshop Series on YouTube!

Debbie Marcoux is Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act, CA-DBO237926, AZ-0941504, TN 184373, TX

Debbie celebrates Turkmas this year with her family and gives great tips on saving money through the holiday’s. Don’t rack up those credit card debts to find that you are in a heap of trouble come the new year!

How do you get through to Mom? Email is a fantastic way to get through to the Mortgage Mom, debbie@mortgagemomradio.com. Text messages and phone calls are great too! Do you know how to contact us? Text the word “MOM” to 474747 or give us a call 844-935-3634!

Download our Phone App loaded with every mortgage tool that you could need, and last but not least, watch our Homebuyer Workshop Series on YouTube!

Debbie Marcoux is Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act, CA-DBO237926, AZ-0941504, TN 184373, TX

On October 30th, 2019, the Federal Reserve reduced the prime rate once again by .25%.

 

Spoiler, if you have a home equity line of credit or credit card debt that you are carrying balances on, you will see a slightly lower minimum payment next month.

What more is in store with this change?

How do you get through to Mom? Email is a fantastic way to get through to the Mortgage Mom, debbie@mortgagemomradio.com. Text messages and phone calls are great too! Do you know how to contact us? Text the word “MOM” to 474747 or give us a call 844-935-3634!

Download our Phone App loaded with every mortgage tool that you could need, and last but not least, watch our Homebuyer Workshop Series on YouTube!

Debbie Marcoux is Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act, CA-DBO237926, AZ-0941504, TN 184373, TX

 Today we have Andre Mendez with Faculty Insurance Services on to talk about our homeowners insurance and all of the specific details that we need to make sure that we review. Does your policy give you enough coverage to rebuild your home should it be a total loss? What about your jewelry or your personal belongings? Do you have pets that your insurance agent doesn’t know about or how about upgrades, have you renovated recently?

How do you get through to Mom? Email is a fantastic way to get through to the Mortgage Mom, debbie@mortgagemomradio.com. Text messages and phone calls are great too! Do you know how to contact us? Text the word “MOM” to 474747 or give us a call 844-935-3634!

Download our Phone App loaded with every mortgage tool that you could need, and last but not least, watch our Homebuyer Workshop Series on YouTube!

Debbie Marcoux is Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act, CA-DBO237926, AZ-0941504, TN 184373, TX