Home insurance info and what to do if your house burns down, mortgage interest rates are rising but they’re still very low,  and more of your questions answered. Text MOM to 31996 anytime with your questions. Happy Holidays!

Today on the show The Mortgage Moms discuss the difference between student loans and credit card debt, and they answer questions about refinancing, first time home loans, down payments and how to get closed by the end of the year.

Today on the show the Mortgage Moms discuss the 23-year loan, and the second holiday account and the strategy behind it. Steve the Credit Cowboy talks cash out loans and refinancing, and how it affects your credit score.