Archive Articles

Friday’s are text message days!

Every Friday we answer the questions that came in throughout the previous week by text message, website and email. This is a great episode to hear what others listeners are asking and how we answer those questions. Many times, you will find that there is a question that may also pertain to you. Don’t miss […]

Should you set up a Trust or Will? Why do you need...

Do you have your trust set up yet? Do you know the difference between a trust and a will? Did you know that even if you have a will written, probate is still required? In this episode we talk with Crista Hermance, Estate Planning Mom! She is a trust attorney and explains the difference between […]

The kids are back to school, catch up with Debbie ...

Every few episodes we take the time to catch up with The Mortgage Mom and what’s new in life. The kids went back to school and for Debbie & Heidi, life has been turned upside down a few times. How did your first back to school week go? Text us with your funny stories, we’d […]

30 YR Mortgage Rates are at their lowest level in ...

30 YR Mortgage Rates are at their lowest levels in three years. What should be your expectation of the timeline to close on a refinance? How about a purchase, will it take just as long as a refinance? Every Friday, we will focus on your questions and we answer those for you live! The questions […]

What determines your interest rate?

If you ever get your hands on a mortgage lender rate sheet, you’ll probably get confused in a hurry. The reason being is that they’re intended to be read by mortgage professionals, not everyday Joes. They’re jam-packed with endless numbers, columns, loan programs, and confusing industry jargon. They also include the many pricing adjustments you […]

Returning from Lake Powell and the news from the F...

While gone on vacation, I returned to the awesome news that the Federal Reserve dropped the prime rate by .25%. What does this mean to you? Mortgage Rates have hit a 3 year low and now couldn’t be a better time to consider a refinance to remove mortgage insurance, pay off debts, or reduce the […]

Homebuyer Workshop 202 – You’re In Escrow, Wha...

My homebuyer workshops cover everything you need to know about the home buying process. Learning about the home buying process will get you ready to start searching for homes rather than dreaming while you watch those famous HGTV shows. Workshop 202 focuses on the steps you take after you have signed your contract and opened […]

All about my YouTube Workshops

If there’s a specific topic in the home buying process that you don’t understand, choose the one that suits your needs or binge watch them all!  Instead of watching those beautiful homes on HGTV and The Property Brothers, let’s get you into your a home of your own! How do you get through to Mom? […]

More of your texts with Alex! Do we lend in Hawaii...

We are licensed in multiple states. Where are you looking for financing? Listen as Alex answers many of your text messages as well as explaining how we handle loans in Hawaii. How do you get through to Mom? Email is a fantastic way to get through to the Mortgage Mom! Debbie@MortgageMomRadio.com Text messages and phone calls […]