Latest Articles

Catching up with Debbie and Heidi

Can you believe it’s already almost Halloween? Then Thanksgiving, then Christmas and Hanukkah, then New Years Eve? In this episode Debbie and Heidi talk about their plans and the preparation of getting costumes ready for the kids. Shane, Debbie’s husband, is having back surgery this week, and Debbie explains all her Thanksgiving plans from the […]

Do you have a new job and you are wondering if you can use the income to qualify without waiting?

In this episode we answer questions from our listeners. Every Friday tune in to our podcast right here at mortgagemomradio.com to hear what others have been asking! One of the questions this week was from Kaitlyn. She and her husband would love to buy their first home but she is concerned that they need to […]

What is the difference between a conforming loan, conforming high balance, and a jumbo loan?

Conforming conventional loans are quite different than what you find in your government backed loans. The loan limits are different, the underwriting guidelines are different, the credit score requirements are different, and they change based on your loan size. Listen to this episode to learn more! How do you get through to Mom? Email is […]

Homeowner Insurance – The importance of an annual check up!

You! Yes, you! If you own your own and you have not checked in with your insurance agent about your policy, it’s time to do so. Why? There are so many things that change from when you first bought your home that you could be uninsured from adopting a new puppy to upgrading your property. […]

Streamline Refinance

Have you been wondering if you would qualify for a streamline refinance? What is a streamline refinance? Do we need to pull your credit? Review your income to qualify? Can you pull cash out of the property at closing? Tune in as we talk all about Streamline Refinances and the rules that surround them. How […]

Are you a Veteran? Learn about your purchase and refinance options!

Are you a Veteran? Learn about your purchase and refinance options! We go into detail about your benefits and options available. This is a great episode if you don’t know what is available to you! How do you get through to Mom? Email is a fantastic way to get through to the Mortgage Mom, debbie@mortgagemomradio.com. […]

The answer is never no! The answer is when?

In this Podcast we catch up with Mom and Heidi about their week. We learn that Christopher gets to play baseball for the first time and we hear from the Mortgage Mom about her kids experiences in sports. Also, the answer should never be no when thinking about home buying… The answer should be when? […]

Why is Mortgage Mom talking about Tustin Buick GMC?

Have you ever had a traumatic car buying experience? I know that I have! I absolutely hate feeling like I’m being attached by vulture’s when I walk through the door at a car dealership. Buying a car is the last experience on my list of anywhere near pleasant, exciting, or something that I’m looking forward […]

Mortgage Insurance Options – Conventional/FHA/VA

Our listeners text us questions weekly. In this episode we answer many questions that came in during the show. One of those questions helped us to explain mortgage insurance, VA funding fee’s, and FHA mortgage insurance premium options. Did you know that you do not have to pay mortgage insurance with less than 20% down […]

The Federal Reserve dropped the Prime Rate again. What does this mean to you?

The Federal Prime Prime Rate has dropped again. The common phone call received this week is, “What does this mean to me? Will I get a lower interest rate for my loan in process?” I explain how the prime rate effects credit cards and home equity lines of credit vs. first mortgage interest rates that […]