Latest Articles

28 May 2020

The new bait and switch by mortgage lenders! Did you get a really low rate quote?

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Mortgage Mom Radio air’s weekly focusing on topics that will educate our listeners around mortgage lending. Today we talked about closing costs and paying points for your interest rate. How do you determine if it makes sense to do so? We are LIVE on YouTube every Wednesday at 5PM. Watch us record our show! Ask […]

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15 May 2020

What you need to know before going into forbearance or deferment, and what’s the difference?

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Mortgage Mom Radio airs weekly focusing on topics that will educate our listeners around mortgage lending. Today we talked about many topics from things to consider before going into forbearance or taking a deferment and how they are different, to locking in interest rates. We are LIVE on YouTube every Wednesday at 5PM. Watch us record […]

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8 May 2020

Should you pay points to buy down your interest rate?

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Mortgage Mom Radio airs weekly focusing on topics that will educate our listeners around mortgage lending. Today we talked about many topics from forbearance to lowering your interest rate. Should you pay points, can you remove your mortgage insurance? The show wouldn’t be complete without a few technical problems! We are LIVE on YouTube every Wednesday […]

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27 Apr 2020

How is COVID-19 Continuing to Effect the Mortgage Industry? Plus Important Tax Updates with Denise Taylor.

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Mortgage Mom Radio airs weekly focusing on topics that will educate our listeners around mortgage lending. This week Mortgage Mom Radio chats with the Tax Grandma Denise Taylor about some important and very interesting tax changes, then we discuss things to consider when determining if this is the time to refinance, review what we are doing […]

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16 Apr 2020

How is the mortgage industry today? Coronavirus, Looming Recession, How does this change lending?

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Mortgage Mom Radio air’s weekly focusing on topics that will educate our listeners around mortgage lending. Today we focused on the the Coronavirus and how it has changed our mortgage industry overnight. Are you wondering if you should defer your mortgage payments, have you been trying to purchase a home with down payment assistance, do […]

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4 Apr 2020

How has the Coronavirus changed mortgage lending?

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Today we focused on the Coronavirus and how it has changed our mortgage industry overnight. Are you wondering if you should defer your mortgage payments, have you been trying to purchase a home with down payment assistance, do you need cash out of your home but your credit score is just average, we touch on […]

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20 Mar 2020

Fed dropped to near 0%, what does this mean to you? Recession on the way? How do you safeguard?

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Mortgage Mom Radio air’s weekly focusing on topics that will educate our listeners around mortgage lending. Today we focused on the the fed reducing the rate to 0% what does that mean to you? Will you get a zero percent rate for your mortgage? We also talked about the trying times ahead with talks of […]

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13 Mar 2020

Mortgage interest rates have dropped! How long will it take to close your loan?

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  Mortgage Mom Radio air’s weekly focusing on topics that will educate our listeners around mortgage lending. Today we focused on the influx of new loan applications due to the falling interest rates and what that means to you. We also talked about first time buyers and getting into your first home! We also explained […]

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9 Mar 2020

The Federal Reserve dropped the rate by .50. What does this mean to me? Should I refinance my home?

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Today we focused on The Federal Reserve Prime Rate being reduced by .50PT in Emergency Meeting. How does this effect you? Should you refinance your mortgage? Where did rates go? We also explained how we calculate income for Self-Employed Borrowers as well as how soon that you can buy a home and obtain financing after […]

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27 Feb 2020

RENOVATING YOUR HOME utilizing RENOVATION LOANS!

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Today we focused on renovating your home utilizing a renovation loan. We also talked about adding an ADU (Additional Dwelling Units) utilizing renovation financing. Our income topic today focused on how we calculate commission income when qualifying for a home loan. Our Homebuyer topic today was on Physical inspections, what are they, different than an […]

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AZ-0941504, CA-DBO237926, Fl-LO76508, GA-69178, ID-MLO 2080237926 IL-031.0058339, NC, NV-57237, OR, TN-184373, TX, WA-MLO-237926 | JMJ Financial Group NMLS ID #167867 | CA SD NMLS ID #825602 | HI NMLS ID # 1014485 | A BRE LICENSE # 01134087 | CA CFL # 603F427 | OR Lic # ML-5060. Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act, Licensee Number 01134087. Interest rates and products are subject to change without notice and may or may not be available at the time of loan commitment or lock-in. Borrowers must qualify at closing for all benefits.

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