Latest Articles

13 Mar 2020

Mortgage interest rates have dropped! How long will it take to close your loan?

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  Mortgage Mom Radio air’s weekly focusing on topics that will educate our listeners around mortgage lending. Today we focused on the influx of new loan applications due to the falling interest rates and what that means to you. We also talked about first time buyers and getting into your first home! We also explained […]

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9 Mar 2020

The Federal Reserve dropped the rate by .50. What does this mean to me? Should I refinance my home?

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Today we focused on The Federal Reserve Prime Rate being reduced by .50PT in Emergency Meeting. How does this effect you? Should you refinance your mortgage? Where did rates go? We also explained how we calculate income for Self-Employed Borrowers as well as how soon that you can buy a home and obtain financing after […]

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27 Feb 2020

RENOVATING YOUR HOME utilizing RENOVATION LOANS!

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Today we focused on renovating your home utilizing a renovation loan. We also talked about adding an ADU (Additional Dwelling Units) utilizing renovation financing. Our income topic today focused on how we calculate commission income when qualifying for a home loan. Our Homebuyer topic today was on Physical inspections, what are they, different than an […]

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21 Feb 2020

Locking in your interest rate and how we calculate your hourly income!

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Mom talks about here first adventure with the new RV. We talk about how you can win free tickets to this years Stagecoach Music Festival. Want to know what a 30 day rate lock is and why its important for you to know about, listen now. Also, you guys always wonder how we calculate your […]

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10 Feb 2020

Your FICO score is changing! Tune in to learn more about FICO 10 & FICO 10T

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We had Steve Altonian, our Credit Cowboy on our show today to talk all about credit score changes that are on the horizon. Be prepared, know how you will be effected and what the best steps are to guarantee your highest score possible! How do you get through to Mom? Email is a fantastic way […]

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23 Jan 2020

2019 taxes are here! Are you ready to file? Our Tax Grandma gives us the updates that we need!

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This week we had some really great information that can help you regardless of whether your a homeowner today or a future homeowner. We talked with our Tax Grandma about the upcoming tax season and what we need to do to get prepared. Did you know that many of us in CA may have paid […]

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20 Jan 2020

Home Equity Lines of Credit, Tax Liens, Down Payment Assistance, and Drew Young “We Share the Gift”

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This was a big show! We had Drew Young in, singer song writer, and currently working on his documentary, “We Share the Gift”. He was also the genius behind our new Mortgage Mom Radio jingle! We also covered important details about Home Equity Lines of Credit, financing both purchase and refinance when you have tax […]

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20 Jan 2020

Down Payment Assistance Programs in California

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In this episode we catch up with mom and talk about GM Financial reporting payments incorrectly to Debbie’s credit report and how she fixed it. Heidi was declined for a loan that she never applied for, and we go into the multiple options of down payment assistance programs for California. Have you heard of Calhfa, […]

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13 Jan 2020

It was our first time LIVE on YouTube!

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In this episode we focus on: Mortgage Mom Radio Goals for 2020 Sneak Peak into Down Payment Assistance New Guideline changes for investment property purchases Upcoming Birthday’s YouTube Live – Our Maiden Voyage   Complete California Down Payment Assistance information will be broken down next week. If you’ve been trying to purchase a home and […]

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6 Jan 2020

Have you ever missed a mortgage payment? I’m going to tell you right now… DON’T if you can avoid it!!

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In this episode we talk about mortgage payments and how you don’t want to miss any one. When you miss a mortgage payment, it gets really hard for Debbie help you out when trying to find a new home or help you with a loan on your current home. Please make sure you always make […]

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AZ-0941504, CA-DBO237926, Fl-LO76508, GA-69178, ID-MLO 2080237926 IL-031.0058339, NC, NV-57237, OR, TN-184373, TX, WA-MLO-237926 | JMJ Financial Group NMLS ID #167867 | CA SD NMLS ID #825602 | HI NMLS ID # 1014485 | A BRE LICENSE # 01134087 | CA CFL # 603F427 | OR Lic # ML-5060. Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act, Licensee Number 01134087. Interest rates and products are subject to change without notice and may or may not be available at the time of loan commitment or lock-in. Borrowers must qualify at closing for all benefits.

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