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4 Feb 2022

Buying your home w Crypto! Special Guests CryptoWendyO & Tony Cuda – VP of Financing @ JMJ Financial

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The mortgage industry has been making progress in utilizing Bitcoin for down payment and closing costs. Many loans require reserves and we are looking forward to utilizing Bitcoin for those requirements as well. Today’s show will be with CryptoWendyO and Tony Cuda, VP of Financing at JMJ Financial. He will be answering all of Wendy’s […]

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2 Feb 2022

Beginners guide to Crypto, Bitcoin, Wallets, and Exchanges! Live Seminar!

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Have you been thinking about buying Bitcoin and have no idea what it is, not sure where to start? What’s the wallet that you hear about? Do you need an exchange? What the heck is that? We’re going to take you through the basics to get you acquainted. Check out the Mortgage Mom Radio online […]

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28 Jan 2022

Are you ready to file your 2022 tax returns? Did you get stimulus in 2022? Child Tax Credits?

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1/26/2022 We are back in tax season again; does it ever end! I feel like we were just here a few months ago. What is important this year to keep your eye on? Did you receive any stimulus payments? Did you receive any child tax payments? If you receive any letters at all in the […]

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26 Jan 2022

Down Payment Misperceptions

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1/24/2022 Thirty-five percent of first-time buyers and existing homeowners believe they need a down payment of 16% to 20% of the purchase price. Ten percent believe they need more than 20% for a down payment to purchase a home, according to survey data from the National Association of REALTORS®. With the recent double digit rise in home values, […]

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24 Jan 2022

W-2’s and Paystubs

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It’s that time again!! You should be receiving your W-2’s in the mail any day! I found a funny meme the other day that was quite true for many. It said, you can easily find a picture from 10 years ago to participate in the then and now photos on Facebook but you can’t find […]

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20 Jan 2022

The beginners guide to Crypto!

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Have you been hearing the words Cryptocurrency, Crypto, Bitcoin, Ethereum, and feel like you have no idea where to start? Is it all foreign to you but you know that you need to do something to get started for your families future? What is a wallet? Why do they talk about cold wallets? What is […]

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20 Jan 2022

Do you still qualify?

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The Federal Reserve has announced that they plan to increase the prime rate at least 3 times possibly 4 in 2022. We have already seen rate increases of approximately .75% on most loan products since the end of December 2021. If you are a buyer looking to purchase a home, this could drastically change how […]

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9 Jan 2022

Appraisal Waiver or Waiving your Appraisal, what is the difference?

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The broad mention of “Appraisal Waiver” during a home purchase can mean two different things. Are you trying to get the attention of a seller by waiving your appraisal or did your lender tell you that they received an appraisal waiver from the system? These are two very different things and you could get caught […]

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AZ-0941504, CA-DBO237926, Fl-LO76508, GA-69178, ID-MLO 2080237926 IL-031.0058339, NC, NV-57237, OR, TN-184373, TX, WA-MLO-237926 | JMJ Financial Group NMLS ID #167867 | CA SD NMLS ID #825602 | HI NMLS ID # 1014485 | A BRE LICENSE # 01134087 | CA CFL # 603F427 | OR Lic # ML-5060. Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act, Licensee Number 01134087. Interest rates and products are subject to change without notice and may or may not be available at the time of loan commitment or lock-in. Borrowers must qualify at closing for all benefits.

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