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9 Jan 2022

Appraisal Waiver or Waiving your Appraisal, what is the difference?

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The broad mention of “Appraisal Waiver” during a home purchase can mean two different things. Are you trying to get the attention of a seller by waiving your appraisal or did your lender tell you that they received an appraisal waiver from the system? These are two very different things and you could get caught […]

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7 Jan 2022

Do You Have Student Loan Debt?

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Do you have student loan debt? Are you ready for the monthly payments that have been in deferment to come due? Have you budgeted for those payments that you haven’t had to make it almost two years? What can you do to get those under control if your not a homeowner? Do you own a […]

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5 Jan 2022

Fed Rate Hikes 2022/2023

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The Fed announced on December 15th that they plan to increase interest rates three times in 2022 and three more times in 2023. What does this mean to you? Do you have debt that is tied to the prime rate such as a credit card or a home equity line of credit? Check out the […]

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29 Dec 2021

Final Show of 2021

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Thank you so much for all of our listeners, students, and clients for being part of the Mortgage Mom Radio Family in 2021! We send off 2021 in this episode and we’ll see on the next one in 2022! Check out the Mortgage Mom Radio online merch store! The beer mugs are insane! SHOP NOW […]

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27 Dec 2021

Do you pay mortgage insurance and want to remove it?

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The title of this show says it all. Do you have an FHA loan and pay mortgage insurance? Do you have a conventional loan and pay monthly mortgage insurance. Get all of the scoop you need on how about how to remove your monthly mortgage insurance and reduce your total monthly payment! Check out the […]

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22 Dec 2021

Why did your fixed rate mortgage payment change?

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Did your lender tell you that you were signing for a 30 YR fixed rate? Did you expect that your monthly payment would never change and always be the same? Why is it changing? Can it change again? Tune in as we explain your taxes and insurance. Check out the Mortgage Mom Radio online merch […]

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9 Dec 2021

Holiday Shopping. Should you buy now pay later?

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Wednesday, December 8th, 2021 On today’s segment, Debbie and Heather discuss important trending topics in the Mortgage and Lending industry. At the top of the show, Debbie mentions how the format of the show will be changing a bit, including more of her team coming onto the show. She will be hosting 3 live stream’s […]

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2 Dec 2021

2022 Loan Limits

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Wednesday, December 1st, 2021 On today’s show, Debbie and Heidi reflect on their uneventful yet very relaxing long-needed weekend. They then jump right into the trending hot topics of the Mortgage and Real-Estate Industry. Debbie makes a big announcement of the “new” changes on Loan Limits in the states/counties that her radio show is airing […]

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21 Nov 2021

Can you take cash out to purchase another home?

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Wednesday, November 10th, 2021 Today’s show brought on quite a few viewer questions. We answered questions regarding the topics listed below: Land Loans AKA Lot Loans and Construction Loans Occupancy Refinancing to purchase another home Refinancing to remove mortgage insurance Will property values appreciate in 2022 “The Great Migration” from big cities to small towns […]

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20 Nov 2021

How to buy your home with crypto!

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Wednesday, November 3rd, 2021 – Buying your home with Crypto Assets “Can you use your Bitcoin for down payment or for reserves?” Debbie answers this question by saying, “Yes, maybe.” Sourcing the funds is the hardest piece for Crypto, not the asset itself. Mortgage loans require a paper trail and that’s where things get difficult. Debbie […]

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