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15 Apr 2022

Home Solar – Power Purchase – Lease – Or Buy, which is best for you?

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4/13/2022 Have you been thinking about getting solar on your house? Does it make sense for you and your family? Which option is best? Do you purchase the panels outright, lease them, or have you had someone talk to you about a power purchase? Learn what each is, what are the best options, and does […]

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13 Apr 2022

Our New EMD Guarantee Program – Compete in Today’s Crazy Market

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 4/13/2022 Today we talked about our New EMD Guarantee Program – Compete in Today’s Crazy Market! What is an EMD Guarantee? When you open escrow/title depending on the state where you are purchasing, you will likely wire money to show the seller that you have every intention of buying the home. This wire is called […]

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30 Mar 2022

Credit Repair In 30! Do you have medical collections on your credit report?

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3/28/2022 Today we talked about the changes that were announced by Experian, Equifax, and Transunion. The credit bureaus have agreed to change what is reported when it comes to medical collections. In this episode we discuss the three changes that will occur between between July 2022 and the beginning of 2023. If you have medical […]

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24 Mar 2022

Adjustable Rates, Buy Downs, Discount Points, new programs for our new rate environment!

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3/24/2022 Today’s episode was filled with emotion. We have all finally come to realize and must embrace that our current environment has changed. Over the last 10 years we have for the most part been on the down elevator in the rate department. Starting in the middle of 2021, interest rates began to climb very […]

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16 Mar 2022

Fed Rate Hikes 3/16/22 and beyond!

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The Federal Reserve announced today that they will be increasing the Federal Reserve Prime Rate, also known as the Fed Funds Rate, but .25%. They expect to increase the interest rate by .25% every 6 weeks until they end the year at a total rate of 1.9. We started off the year at .05 where […]

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11 Mar 2022

Inflation: Tips To Ease The Pain

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3/9/2022 Inflation Inflation Inflation! Are you tired of hearing that word? Are you tired of feeling the pain of the gas prices, groceries, utilities, all soaring? Well, I can’t fix those things but I did give you some tips and tricks to try to reduce your monthly budget in this episode. We all make decisions […]

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9 Mar 2022

Should I pay points for a lower interest rate?

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3/7/2022 Today’s title pretty much sums it up. Are you shopping for a new mortgage and you have been presented with an option for a lower interest rate if you pay points? Whether you are buying a house or considering refinancing, you may or may not want to buy points. The best way to understand […]

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4 Mar 2022

1031 Exchange: Avoid Capital Gains

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3/4/2022 1031 Exchange transactions are very common among investors who have rental properties and chose to sell. Unless you have occupied the property for a minimum of two years out of the last five years, you will pay capital gains. The only way to avoid capital gains is to roll over the proceeds to a […]

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AZ-0941504, CA-DBO237926, Fl-LO76508, GA-69178, ID-MLO 2080237926 IL-031.0058339, NC, NV-57237, OR, TN-184373, TX, WA-MLO-237926 | JMJ Financial Group NMLS ID #167867 | CA SD NMLS ID #825602 | HI NMLS ID # 1014485 | A BRE LICENSE # 01134087 | CA CFL # 603F427 | OR Lic # ML-5060. Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act, Licensee Number 01134087. Interest rates and products are subject to change without notice and may or may not be available at the time of loan commitment or lock-in. Borrowers must qualify at closing for all benefits.

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