If you ever get your hands on a mortgage lender rate sheet, you’ll probably get confused in a hurry. The reason being is that they’re intended to be read by mortgage professionals, not everyday Joes. They’re jam-packed with endless numbers, columns, loan programs, and confusing industry jargon. They also include the many pricing adjustments you might be charged, which can affect both your mortgage interest rate and closing costs. Allow me to give you a peek behind the curtain of the mortgage industry so you can make sense of why you’re being quoted a certain rate on your home loan.
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Debbie Marcoux is Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act, CA-DBO237926, AZ-0941504, TN 184373, TX