This week Mortgage Mom Radio covered the following topics:

 

 

Call us at 844-935-3634 or apply online to find out if your City has Down Payment Assistance and if you will qualify.  Debbie Marcoux and Marla Gieser are licensed in CA, AZ, NV, WA, IL, IN, TX. We can determine what is available to you in any of these areas. Movement Mortgage is licensed in 49 states and we can provide you with a referral to a licensed loan officer who can assist in locations that we do not service.

 

Mortgage Mom Radio Renovation/Homebuyer Workshop!  

Enter Code “RENOVATE2018” for 50% DISCOUNT!

Learn everything that you need to know about purchasing or refinancing your home using renovation financing. THIS WORKSHOP IS FOR EVERYONE! If you are a realtor, investor, homeowner, or homebuyer, this is an untapped market that is underutilized by consumers! Learn how they do it on HGTV shows such as “Property Brothers”, “Fixer Upper”, and “Love it or List it!”

 

 

Mortgage Mom Radio can be found on iTunes, Google Play, Tune-in or Stitcher! Listen to 100’s hours of past shows. Why should you download it today? It’s FREE education to anyone who wants to navigate the Real Estate and Mortgage Process. Buying a home can be stressful and we want to make it as smooth of a transaction as possible for you.

Like and Follow our Facebook Page to watch our Facebook Live Episodes!

The Mortgage Mom Radio Phone APP! Do you have it in your arsenal of tools? You can run payments, use our affordability calculator, listen to past episodes, register for our upcoming events, contact us, apply for your loan, and so much more. Download it today for FREE! DOWNLOAD NOW

Would you like to be a guest on our show? Call us 844-935-3634, we’d love to hear from you!

Would you like to call in with questions while we are LIVE ON AIR? We answer calls live during every show on Saturday Morning’s from 7AM-8AM, 844-935-3634!

This week Mortgage Mom Radio covered the following topics:

Call us at 844-935-3634 or apply online to find out if your City has Down Payment Assistance and if you will qualify.  All of the programs mentioned today were for Los Angeles County and surrounding areas where Go Country 105 is located, however Debbie Marcoux and Marla Gieser are licensed in CA, AZ, NV, WA, IL, IN, TX. We can determine what is available to you in any of these areas. Movement Mortgage is licensed in 49 states and we can provide you with a referral to a licensed loan officer who can assist in locations that we do not service.

 

Mortgage Mom Radio Renovation/Homebuyer Workshop!  

Enter Code “RENOVATE2018” for 50% DISCOUNT!

Learn everything that you need to know about purchasing or refinancing your home using renovation financing. THIS WORKSHOP IS FOR EVERYONE! If you are a realtor, investor, homeowner, or homebuyer, this is an untapped market that is underutilized by consumers! Learn how they do it on HGTV shows such as “Property Brothers”, “Fixer Upper”, and “Love it or List it!”

 

 

Mortgage Mom Radio can be found on iTunes, Google Play, Tune-in or Stitcher! Listen to 100’s hours of past shows. Why should you download it today? It’s FREE education to anyone who wants to navigate the Real Estate and Mortgage Process. Buying a home can be stressful and we want to make it as smooth of a transaction as possible for you.

Like and Follow our Facebook Page to watch our Facebook Live Episodes!

The Mortgage Mom Radio Phone APP! Do you have it in your arsenal of tools? You can run payments, use our affordability calculator, listen to past episodes, register for our upcoming events, contact us, apply for your loan, and so much more. Download it today for FREE! DOWNLOAD NOW

Would you like to be a guest on our show? Call us 844-935-3634, we’d love to hear from you!

Would you like to call in with questions while we are LIVE ON AIR? We answer calls live during every show on Saturday Morning’s from 7AM-8AM, 844-935-3634!

Renovation Home Loans are different than any other loan program. They offer 3.5% down payment financing for primary residence buyers, 10% down payment options for second homes, and 15% down payment options for investors. Purchase the the worst house on the block and make it yours, new kitchen, add a bedroom, larger living room, or even a bathroom! Finish the basement that you haven’t had a chance to get to! All of these loan programs are available for a refinance as well!

VA home loans now have a renovation option! Pull up to an extra $35,000 out for home improvements. This can be done through your purchase or your refinance. Want to learn more, call us 844-935-3634!

Would you like to be a guest on our show? Call us 844-935-3634, we’d love to hear from you!

Would you like to call in with questions while we are LIVE ON AIR? We answer calls live during every show on Saturday’s from 7AM-8AM, 844-935-3634!

Have you purchased your tickets to our next HOMEBUYER WORKSHOP? If not, click on the following link for more details: mortgagemomradio.com/EVENTS

BROKERS – REALTORS – BUILDERS – FINANCIAL PLANNERS would you like our assistance with your next Homebuyer Workshop? Send us a message through our contact form or call us 844-935-3634! Watch the quick video below to see what we do, watch the short 3 minute video below.

Manufactured Home Loans, VA Renovation, Down Payment Assistance, and much more, was packed into this week’s episode of the Mortgage Mom Radio Show! We answered questions LIVE on Go Country 105 and Facebook LIVE! You can actually watch us as we take a live call and answer questions by phone, streaming, and text. We’re multi-tasking and recording all at the same time!

We will be LIVE again and if you would like to watch us in action, make sure that are following us on either Facebook or YouTube! You need to like or subscribe to our page so that you do not miss us in action!

Did you know that you can text us your questions while we are LIVE and we’ll answer them on air? Text the word “MOM” to 474747 and ask us your questions. Want to hear your voice on the radio, call us at 844-935-3634! Text or Call between 7AM-8AM on Saturday mornings.

If you are new to purchasing a home and you are just starting to think about how to get started, join us at our next HOMEBUYER WORKSHOP! Click on the following link for more details: mortgagemomradio.com/EVENTS

Would you like to be a guest on our show? Call us 844-935-3634, we’d love to hear from you! We’re looking for real estate agents, mortgage lenders, and other professionals who would compliment our show and bring a benefit to our listeners.

Would you like to call in with questions while we are LIVE ON AIR? We answer calls live during every show on Saturday’s from 7AM-8AM, 844-935-3634!

Do you want to continue learning for FREE? Why not check out our YOUTUBE page and watch our videos about all of the different kinds of loan programs available? Subscribe to be notified every time we upload a new video about something new! SUBSCRIBE NOW

 

VA HOME LOANS are different than any other loan program. They offer 100% financing to our veterans for both purchase loans and refinance loans. That’s right, you can cash out up to 100% of the value of your home for improvements or debt consolation.

JUST IN! VA home loans now have a renovation option! Pull up to an extra $35,000 out for home improvements. This can be done through your purchase or your refinance. Want to learn more, call us 844-935-3634!

Would you like to be a guest on our show? Call us 844-935-3634, we’d love to hear from you!

Would you like to call in with questions while we are LIVE ON AIR? We answer calls live during every show on Saturday’s from 7AM-8AM, 844-935-3634!

Have you purchased your tickets to our next HOMEBUYER WORKSHOP? If not, click on the following link for more details: mortgagemomradio.com/EVENTS

BROKERS – REALTORS – BUILDERS – FINANCIAL PLANNERS would you like our assistance with your next Homebuyer Workshop? Send us a message through our contact form or call us 844-935-3634! Watch the quick video below to see what we do, watch the short 3 minute video below.

Do you have a home that you need to SELL FAST? Whether it be your primary residence, investment property, or inherited property and you do not have time to wait the conventional sale timelines, you cannot miss this episode of Mortgage Mom Radio! Understand more about Simplified Offer and how they are helping homeowners sell quickly and stop potentially harmful situations such as:

Contact Casey TeVault, owner of Simplified Offer at 909-345-FAST or www.simplifiedoffer.com

Would you like to be a guest on our show? Call us 844-935-3634, we’d love to hear from you!

Would you like to call in with questions while we are LIVE ON AIR? We answer calls live during every show on Saturday’s from 7AM-8AM, 844-935-3634!

Have you purchased your tickets to our next HOMEBUYER WORKSHOP? If not, click on the following link for more details: mortgagemomradio.com/EVENTS

BROKERS – REALTORS – BUILDERS – FINANCIAL PLANNERS would you like our assistance with your next Homebuyer Workshop? Send us a message through our contact form or call us 844-935-3634! Watch the quick video below to see what we do, watch the short 3 minute video below.

What is a conventional mortgage loan? What is the difference between conventional, jumbo, FHA, VA, USDA, what do all of these acronyms mean? Watch our short video to understand conventional loans and call us with your questions, 844-935-3634! Our phones are answered live 24 hours a day.

Would you like to be a guest on our next show? Call in on Saturday morning at 7AM, 844-935-3634!

Do you want to purchase a home before the year is over? Don’t miss our next workshop. It’s our last workshop until September 2018. If you want to move during the summer months, you need to do this now. Don’t wait, get your tickets by texting the word “MOM” to 31996.

Need down payment assistance, want to know more about Calhfa, FHA, USDA, Conventional, Jumbo, Bank Statement, VA, Reverse Mortgage, Renovation, and condo loans?  Call us or go to our website, mortgagemomradio.com

 

 

WE HAVE A NEW WEBSITE! We have upgraded the Free Tools and Personal Service that we can offer to you. Go to MortgageMomRadio.com

Today we announced our next HOME BUYER WORKSHOP! Go to our events page to see pictures of previous events and purchase tickets for September 9, 2018 workshop in Riverside/San Bernardino. The workshop is not until September and we only have 50 total seats available. Get your tickets now before they are sold out! PURCHASE NOW!

 

We also talked about USDA, Bank Statement/Stated Income, CalHfa, Down Payment Assistance, and Reverse mortgage loan products. Call us to understand the best loan program for you! 844-935-3634!

Do you have questions for us but you don’t have time to call, text the word “MOM”to 31996

Let’s talk about oil this week.

President Donald Trump set off a chain reaction this week in the oil markets when he pulled out of 2015 Iran-nuclear deal and reinstated sanctions on the Middle East nation. The move prompted oil prices to move higher as investors digested the news, while energy company stocks also increased on the prospect of higher prices.

Crude oil climbed to its highest price since 2014 because Iran is the world’s fifth-largest oil producer, and reinstating sanctions will limit Iran’s ability to export oil. Crude oil prices hit $71 Wednesday, and energy stocks continue to benefit from rising prices. Wall Street has jumped back on the energy bandwagon with energy stocks up 12 percent in the past month.

Analysts now expect the price of oil to continue rising past $80 a barrel this summer. That will result in higher prices at the gas pump. However, the rising prices will also prompt increased production of oil in the U.S., an important piece of the American economy.

In addition, Saudi Arabia has said it will help meet world oil demand in the wake of the reinstated sanction on Iran. However, Saudi Arabia will also have to deal with potentially strained relationships with Russia, an ally of Iran, but a production partner with the Saudis.

Russia and Saudi Arabia are poised to dictate the price of oil based on how they respond to crimped supply from Iran. Most analysts expect the Saudis to enjoy the higher prices of oil before they increase production. Don’t expect theSaudis to increase production until oil prices eclipse $80 per barrel.

Meanwhile, new weekly government data showed U.S. oil inventories dropping amid extremely strong demand for gasoline from American drivers. Oil prices are now at their highest level since November 2014.

The immediate result will be higher gas prices this summer, taking some cash out of consumers’ pockets. But balanced with an optimistic outlook for Americans tied to the oil and energy sector of the economy.

Market data this week

April’s inflation data was released this week with a ho-hum result.

The producer price index was mixed as overall increase in wholesale prices came in at 0.1 percent. However, the rate was much higher at 0.35 percent when food and oil prices are removed. Lower food costs drove the headline number down.

Consumer inflation was flat, keeping the 2.1 percent annual increase that we saw a month ago.

Overall, inflation didn’t break from recent trends, leaving analysts to wonder when the next jump will come. The growing economy, plus this week’s oil news, indicate inflation will increase in the near future.

If it does, monetary policy makers will be even more likely to curtail stimulus and increase interest rates to keep the economy from overheating.

Equities have been on a tear this week with all major indices up north of 2 percent on the week in light of oil’s recent rise. Geopolitical tensions have eased a bit as Trump and North Korea’s Kim Jong-un have booked June 12 in Singapore for their historic meeting.

The 10 Year Treasury note has eased its rise to slightly north of 3 percent earlier in the week and has now settled at 2.96 percent. We will need to watch the technicals as the market fights the near-term range of 2.95 percent and 3 percent. Any close on either end of those levels should set the tone for the next move in rates.

Next week is relatively light in data. Watch for Retail Sales and Housing data to possibly provide some direction.

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ABOUT THE AUTHOR:

GREG RICHARDSON – EVP OF CAPITAL MARKETS

Greg Richardson is Movement’s EVP of Capital Markets and a contributing author to the Movement Blog. His weekly market update is a must-read commentary on financial markets, the mortgage industry and interest rates. Greg is an industry veteran who knows how to read the financial tea leaves and make complex industry data easy for loan officers, real estate agents and homebuyers to understand.

Today we talked about our Home Buyer Workshop last Sunday, and recapped some of the great questions that we received from attendees!

We also discussed what determines your rate and how personal that it is to you. You cannot trust a commercial that you hear on the radio or on t.v. Call us for your personal rate quote, 844-9435-3634!

We interviewed Steve Altonian with Credit Law Solutions to discuss credit and new laws that have just been passed and are being implemented by the three major credit bureau’s, Equifax, Transunion, and Experian.

We also announced the winner of the Go Country 105 Go Fest Tickets!

Do you have questions for us but you don’t have time to call, text the word “MOM” to 31996