Podcast: Play in new window | Download (Duration: 1:00:03 — 72.5MB) | Embed
Subscribe: Apple Podcasts | Android | Email | RSS | More
7/20/2022
Home Equity Lines and Loans – The Good, The Bad, & The Ugly! What do you need to know about the most popular way to pull cash out of your home in today’s market?
Our next Homebuyer Workshop is in just a few weeks. Get your tickets now to give yourself the opportunity to purchase a home as the shift from sellers market to buyers market is underway!
Homebuyer Workshop
https://www.eventbrite.com/e/367079603977
Book your free phone consultation today, BOOK NOW
We are LIVE on YOUTUBE every Monday and Wednesday @ 1PM PST. Interact with us LIVE while we record! Ask us your questions right in the comments. Text “MOM” to 844-935-3634 to receive a link once a week to join the show.
Debbie Marcoux is licensed by the Department of Financial Protection and Innovations under the California Residential Mortgage Lending Act, NMLS ID 237926, also licensed in AZ-0941504, FL-LO76508, GA-69178, ID-167867, IL-031.0058339, NC, NV-57237, OR, TN-184373, TX, WA-MLO-237926
Podcast: Play in new window | Download (Duration: 59:41 — 70.9MB) | Embed
Subscribe: Apple Podcasts | Android | Email | RSS | More
7/18/2022
Is now a good time to buy? That’s what I’ve been asked just about every day for the last few months. We explore this topic today and give you the answers that you are looking for!
Homebuyer Workshop
https://www.eventbrite.com/e/367079603977
Book your free phone consultation today, BOOK NOW
We are LIVE on YOUTUBE every Monday and Wednesday @ 1PM PST. Interact with us LIVE while we record! Ask us your questions right in the comments. Text “MOM” to 844-935-3634 to receive a link once a week to join the show.
Debbie Marcoux is licensed by the Department of Financial Protection and Innovations under the California Residential Mortgage Lending Act, NMLS ID 237926, also licensed in AZ-0941504, FL-LO76508, GA-69178, ID-167867, IL-031.0058339, NC, NV-57237, OR, TN-184373, TX, WA-MLO-237926
Podcast: Play in new window | Download (Duration: 53:17 — 62.3MB) | Embed
Subscribe: Apple Podcasts | Android | Email | RSS | More
6/29/2022
Mortgage Mom Radio provides you with a new podcast, YouTube, and Radio Show weekly. It’s FREE education and FREE consultations!
How did we get started?
Why do we do this?
What services do we provide that you can chose to work with us directly?
Tune in to learn more about Debbie Marcoux and her team at Mortgage Mom Radio!
We have multiple homebuyer workshops scheduled for the rest of the year. RSVP now for our closest date! See below.
Homebuyer Workshop
https://www.eventbrite.com/e/367079603977
Book your free phone consultation today, BOOK NOW
We are LIVE on YOUTUBE every Monday and Wednesday @ 1PM PST. Interact with us LIVE while we record! Ask us your questions right in the comments.
Debbie Marcoux is licensed by the Department of Financial Protection and Innovations under the California Residential Mortgage Lending Act, NMLS ID 237926, also licensed in AZ-0941504, FL-LO76508, GA-69178, ID-167867, IL-031.0058339, NC, NV-57237, OR, TN-184373, TX, WA-MLO-237926
Podcast: Play in new window | Download (Duration: 59:23 — 70.5MB) | Embed
Subscribe: Apple Podcasts | Android | Email | RSS | More
6/27/2022
Many homeowners have recently received a Notice of Default, why now?
For more than two years, the federal government and has put a moratorium on foreclosures. Meaning, if someone was behind prior to the pandemic, they could not be foreclosed on. Many became behind due to the pandemic and as stated, there was nothing that the bank, county (think property taxes), or HOA’s (yes, that’s right, your HOA can foreclose on you), good do to collect or move forward with sale to rectify the balanced owed.
In today’s episode we talked about the following:
- What is a notice of default?
- How much time do you have before being issue a notice of trustee sale?
- What is a notice of trustee sale?
- Are you in jeopardy of losing your home?
- Do you have any options to save your property outside of paying the lender the full balance due?
Sometimes selling your home is your only way to take care of your balance due, but if there is a way to save your home and get you back on track without the sale of your home, Mortgage Mom Radio is here to help you make that happen!
We have multiple homebuyer workshops scheduled for the rest of the year. RSVP now for our closest date! See below.
Homebuyer Workshop
https://www.eventbrite.com/e/367079603977
Book your free phone consultation today, BOOK NOW
We are LIVE on YOUTUBE every Monday and Wednesday @ 1PM PST. Interact with us LIVE while we record! Ask us your questions right in the comments.
Debbie Marcoux is licensed by the Department of Financial Protection and Innovations under the California Residential Mortgage Lending Act, NMLS ID 237926, also licensed in AZ-0941504, FL-LO76508, GA-69178, ID-167867, IL-031.0058339, NC, NV-57237, OR, TN-184373, TX, WA-MLO-237926
Podcast: Play in new window | Download (Duration: 56:38 — 69.7MB) | Embed
Subscribe: Apple Podcasts | Android | Email | RSS | More
6/13/2022
This week the Fed is due to announce the next Federal Funds or Federal Prime Rate increase. It has been previously mentioned that every 6 weeks the fed plans to increase the rate by .50%. This time, before the meeting began, it was hinted that we would see an increase of .75%. This in itself has shot the stock market, the cryptocurrency market, and interest rates into a tailspin for the worse.
Additionally, last week it was announced that inflation has hit a 40 year high. The current inflation numbers haven’t been seen since 1981.
What does this mean to you?
Should you consider buying a home right now?
How do you get your budget inline? With gas and grocery costs being more than 10% of the household income right now, what can you do to get your expenses down?
Should you consider a refinance even though your first mortgage rate is lower than what is available today?
We have multiple homebuyer workshops scheduled for the rest of the year. RSVP now for our closest date! See below.
Homebuyer Workshop
Book your free phone consultation today, BOOK NOW
We are LIVE on YOUTUBE every Monday and Wednesday @ 1PM PST. Interact with us LIVE while we record! Ask us your questions right in the comments.
Debbie Marcoux is licensed by the Department of Financial Protection and Innovations under the California Residential Mortgage Lending Act, NMLS ID 237926, also licensed in AZ-0941504, FL-LO76508, GA-69178, ID-167867, IL-031.0058339, NC, NV-57237, OR, TN-184373, TX, WA-MLO-237926
Podcast: Play in new window | Download (Duration: 45:53 — 54.2MB) | Embed
Subscribe: Apple Podcasts | Android | Email | RSS | More
06/02/2022
Today we talked all about our upcoming homebuyer workshop. We are super excited to see you both in person and virtually. Listen to the show, get your free tickets, and get yourself ready to become homeowners!
Homebuyer Workshop
Book your free phone consultation today, BOOK NOW
We are LIVE on YOUTUBE every Monday and Wednesday @ 1PM PST. Interact with us LIVE while we record! Ask us your questions right in the comments.
Debbie Marcoux is licensed by the Department of Financial Protection and Innovations under the California Residential Mortgage Lending Act, NMLS ID 237926, also licensed in AZ-0941504, FL-LO76508, GA-69178, ID-167867, IL-031.0058339, NC, NV-57237, OR, TN-184373, TX, WA-MLO-237926
Podcast: Play in new window | Download (Duration: 1:00:44 — 71.3MB) | Embed
Subscribe: Apple Podcasts | Android | Email | RSS | More
5/27/2022
We are now offering:
Home Equity Lines of Credit – Home Equity Loans – Bridge Loans
This is fantastic when you have a really low interest rate on your current mortgage but you are looking to take cash out for home improvements or debt consolidation.
Bridge loans offer you a way to get the cash out of your property so that you can purchase without having to sell. A bridge loan does have to be paid off within 11 months so this would be a product for someone who does want to sell their home, but they want to move first to avoid the hassle of showing their home while living in the property.
Give us a call to learn more about these exciting new programs.
Would you like to RSVP for our Homebuyer Workshop?
Homebuyer Workshop
Book your free phone consultation today, BOOK NOW
We are LIVE on YOUTUBE every Monday and Wednesday @ 1PM PST. Interact with us LIVE while we record! Ask us your questions right in the comments.
Debbie Marcoux is licensed by the Department of Financial Protection and Innovations under the California Residential Mortgage Lending Act, NMLS ID 237926, also licensed in AZ-0941504, FL-LO76508, GA-69178, ID-167867, IL-031.0058339, NC, NV-57237, OR, TN-184373, TX, WA-MLO-237926
Podcast: Play in new window | Download (Duration: 36:27 — 43.1MB) | Embed
Subscribe: Apple Podcasts | Android | Email | RSS | More
5/25/2022
Today I continued to review all of our new loan programs and announcements that we have had since the beginning of the year. We touched base once again regarding the following:
- Homebuyer and Homeowner Workshop available dates
- Interest Rate Buy Downs vs Buying Down Your Interest Rate
- Adjustable Rate Mortgages
- USDA Loan Programs
- Home Solar
Would you like to RSVP for our Homebuyer Workshop?
Homebuyer Workshop
Book your free phone consultation today, BOOK NOW
We are LIVE on YOUTUBE every Monday and Wednesday @ 1PM PST. Interact with us LIVE while we record! Ask us your questions right in the comments.
Debbie Marcoux is licensed by the Department of Financial Protection and Innovations under the California Residential Mortgage Lending Act, NMLS ID 237926, also licensed in AZ-0941504, FL-LO76508, GA-69178, ID-167867, IL-031.0058339, NC, NV-57237, OR, TN-184373, TX, WA-MLO-237926
Podcast: Play in new window | Download (Duration: 59:47 — 69.9MB) | Embed
Subscribe: Apple Podcasts | Android | Email | RSS | More
5/14/2022
Today was a re-cap of new programs announced over the last 6 weeks as well as Workshops that we’ve announced.
- Lock and Shop Program
- Earnest Money Insurance Program (Don’t lose your earnest money, let us insure it)
- Homeowner Workshop – Are you thinking about selling your home, moving out of state, possibly behind on mortgage payments?
- Homebuyer Workshop – Looking to purchase a home and need help getting started? Have you been actively looking but you are striking out when writing offers?
Would you like to RSVP for one of our Workshops?
Homeowner Workshop
Homebuyer Workshop
Book your free phone consultation today, BOOK NOW
We are LIVE on YOUTUBE every Monday and Wednesday @ 1PM PST. Interact with us LIVE while we record! Ask us your questions right in the comments.
Debbie Marcoux is licensed by the Department of Financial Protection and Innovations under the California Residential Mortgage Lending Act, NMLS ID 237926, also licensed in AZ-0941504, FL-LO76508, GA-69178, ID-167867, IL-031.0058339, NC, NV-57237, OR, TN-184373, TX, WA-MLO-237926
Podcast: Play in new window | Download (Duration: 35:32 — 40.8MB) | Embed
Subscribe: Apple Podcasts | Android | Email | RSS | More
5/10/2022
Restrictions are gone and we’re ready to get back to in-person business! We will once again be offering Homebuyer Workshops as well as Homeowner Workshops in person.
I’m super excited to announce that we will be offering two workshops coming up in the month of June.
June 4, 2022 – Our first ever, Homeowner Workshop!
This workshop is for our HOMEWONERS
This workshop will give you everything that you need to know about selling your home. If you are considering selling your home and buying another, we’ve got you covered there too!
- How much is my home worth?
- How much would I walk away from after closing costs and commissions?
- How much are closing costs and commissions? What are they for?
- How much will I qualify for to buy again?
- If I am in forbearance and sell my home, can I buy again?
- What if I am in forbearance and I do not want to sell, what are my options?
Our goal is to educate you around the process of selling your home as well as getting you prepared for your next home purchase. If you are caught in a bind with your current mortgage, selling your home may not be your only option and we will walk you through your options in that scenario as well.
We must keep this workshop small. We are going to provide a good amount of information which will include one-on-one consultations for each homeowner. We want you to leave understanding all of your options to help you make the best decision for you and your family!
If you would like to RSVP for this event, please click on the link and type Homeowner Workshop in the message section. We will call you to confirm your reservation and the details of the event, date, time, and documents that you should bring with you!
June 25, 2022 – Homebuyer Workshop!
Do you want to buy and have been striking out with offers or need help getting started?
We have been delivering successful homebuyer workshops since 2015. We had a few years where contact was limited, and these workshops had to be made via YouTube. We’re excited to have you back and ready to learn in person. We will be covering the following:
- Real Estate and Mortgage Buzz Words – the most utilized words and their definitions
- Loan Programs and their guidelines – FHA/USDA/VA/CONVENTIONAL/JUMBO/SELF-EMPLOYED BANK STATEMENT/DEBT SERVICE/ASSET DEPLETION/CRYPTO ASSETS
- Closing Costs – What are they, how much are they, what are they for?
- Credit Repair – How can I increase more credit score quickly?
- What is Escrow?
- Lock and Shop program?
- EMD Insurance program?
Again, our goal with this workshop is to educate you around the process of purchasing a home. The more prepared and educated that you are, the less stressful that the experience will be. This should be an exciting time, not an emotional and upsetting transaction.
If you would like to RSVP for this event, please click on the link and type Homebuyer Workshop in the message section. We will call you to confirm your reservation and the details of the event, date, time, and documents that you should bring with you!
Book your free phone consultation today, BOOK NOW
We are LIVE on YOUTUBE every Monday and Wednesday @ 1PM PST. Interact with us LIVE while we record! Ask us your questions right in the comments.
Debbie Marcoux is licensed by the Department of Financial Protection and Innovations under the California Residential Mortgage Lending Act, NMLS ID 237926, also licensed in AZ-0941504, FL-LO76508, GA-69178, ID-167867, IL-031.0058339, NC, NV-57237, OR, TN-184373, TX, WA-MLO-237926
