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Do you have your trust set up yet? Do you know the difference between a trust and a will? Did you know that even if you have a will written, probate is still required? In this episode we talk with Crista Hermance, Estate Planning Mom! She is a trust attorney and explains the difference between […]

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Every few episodes we take the time to catch up with The Mortgage Mom and what’s new in life. The kids went back to school and for Debbie & Heidi, life has been turned upside down a few times. How did your first back to school week go? Text us with your funny stories, we’d […]

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30 YR Mortgage Rates are at their lowest levels in three years. What should be your expectation of the timeline to close on a refinance? How about a purchase, will it take just as long as a refinance? Every Friday, we will focus on your questions and we answer those for you live! The questions […]

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If you ever get your hands on a mortgage lender rate sheet, you’ll probably get confused in a hurry. The reason being is that they’re intended to be read by mortgage professionals, not everyday Joes. They’re jam-packed with endless numbers, columns, loan programs, and confusing industry jargon. They also include the many pricing adjustments you […]

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While gone on vacation, I returned to the awesome news that the Federal Reserve dropped the prime rate by .25%. What does this mean to you? Mortgage Rates have hit a 3 year low and now couldn’t be a better time to consider a refinance to remove mortgage insurance, pay off debts, or reduce the […]