Latest Articles

Switching employers, switching jobs, how does this affect you?

If you’re thinking about switching careers, will if affect your homeownership options? Can you make the change during your purchase or refinance transaction? Don’t forget to call Mom first! How do you get through to Mom? Email is a fantastic way to get through to the Mortgage Mom! Debbie@MortgageMomRadio.com Text messages and phone calls are great […]

The first Fed rate cut in 10 years: What does this mean to you?

This past week, Fed Chair Jerome Powell reaffirmed the Federal Reserve’s dovish position as he testified on Capitol Hill, thereby paving the way for the first Fed rate cut in 10 years later this month. Mr. Powell used the word “uncertainties” five times in his prepared speech to describe potential headwinds to the U.S. economy. […]

A Streamline Refinance is FANTASTIC but what about equity?

Do you have a question that you would like to ask me? You too can always text MOM to 474747 and ask your questions as well! In this episode, we received text messages about a homeowner moving out of state, I give FHA and VA refinance details, and I explain the magic of streamlined refinances. […]

Divorce debt

I receive numerous text messages and phone calls weekly that are focused around divorce. One question received this week was in regards to the other spouse being responsible for debt that didn’t get paid. Does this affect the outcome of applying for a mortgage? Are there ways around the damaged credit score due to your […]

Closing costs for first time buyers

If your in the market to buy a home and wondering what closing costs are and how much that they will be, check out my YouTube Channel. I have a workshop that is specific to closing costs for a new home purchase. WATCH NOW Looking to refinance and want to know about the closing costs […]