3/7/2022

Today’s title pretty much sums it up. Are you shopping for a new mortgage and you have been presented with an option for a lower interest rate if you pay points? Whether you are buying a house or considering refinancing, you may or may not want to buy points. The best way to understand why you may have to or why you may want or not want to, is to watch today’s episode!

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We are LIVE on YOUTUBE every Monday and Wednesday @ 1PM PST. Interact with us LIVE while we record! Ask us your questions right in the comments.

Mortgage Mom Radio equips you with all the mortgage education that you could ask for right at your fingertips! Listen to our Podcast with hours of shows and topics, download our PHONE APP loaded with every mortgage tool that you could need, and finally, watch our HOMEBUYER WORKSHOP SERIES on YouTube!

Debbie Marcoux is licensed by the Department of Financial Protection and Innovations under the California Residential Mortgage Lending Act, NMLS ID 237926, also licensed in AZ-0941504, FL-LO76508, GA-69178, ID-167867, IL-031.0058339, NV-57237, OR, TN-184373, TX, WA-MLO-237926

3/4/2022

1031 Exchange transactions are very common among investors who have rental properties and chose to sell. Unless you have occupied the property for a minimum of two years out of the last five years, you will pay capital gains. The only way to avoid capital gains is to roll over the proceeds to a new investment property. Rolling over the proceeds from one investment to another is called a 1031 Exchange.

There are many rules around the 1031 Exchange process. We touch on many of those rules today but to learn more or to get your questions answered on this topic, schedule yourself a free phone consultation. We will discuss your personal scenario with you and get you moving in the right direction.

Check out the Mortgage Mom Radio online merch store! The beer mugs are insane! SHOP NOW

Book your free phone consultation today, BOOK NOW

We are LIVE on YOUTUBE every Monday and Wednesday @ 1PM PST. Interact with us LIVE while we record! Ask us your questions right in the comments.

Mortgage Mom Radio equips you with all the mortgage education that you could ask for right at your fingertips! Listen to our Podcast with hours of shows and topics, download our PHONE APP loaded with every mortgage tool that you could need, and finally, watch our HOMEBUYER WORKSHOP SERIES on YouTube!

Debbie Marcoux is licensed by the Department of Financial Protection and Innovations under the California Residential Mortgage Lending Act, NMLS ID 237926, also licensed in AZ-0941504, FL-LO76508, GA-69178, ID-167867, IL-031.0058339, NV-57237, OR, TN-184373, TX, WA-MLO-237926

2/28/2022

Were you wondering if it is possible to take cash out of your home so that you can buy a new home, move, renovate, and then sell? Today I gave you 4 different options that are available to make that happen.

Check out the Mortgage Mom Radio online merch store! The beer mugs are insane! SHOP NOW

Book your free phone consultation today, BOOK NOW

We are LIVE on YOUTUBE every Monday and Wednesday @ 1PM PST. Interact with us LIVE while we record! Ask us your questions right in the comments.

Mortgage Mom Radio equips you with all the mortgage education that you could ask for right at your fingertips! Listen to our Podcast with hours of shows and topics, download our PHONE APP loaded with every mortgage tool that you could need, and finally, watch our HOMEBUYER WORKSHOP SERIES on YouTube!

Debbie Marcoux is licensed by the Department of Financial Protection and Innovations under the California Residential Mortgage Lending Act, NMLS ID 237926, also licensed in AZ-0941504, FL-LO76508, GA-69178, ID-167867, IL-031.0058339, NV-57237, OR, TN-184373, TX, WA-MLO-237926

2/24/2022

During this weeks episode I focused on Rent vs. Own. With property values increasing, interest rates increasing, and inventory becoming even lower than it has been over the last few years, many of my clients have started to believe that they are priced out of the market and they should put their home buying plans on hold.

This couldn’t be further from the truth. Today I touched on all of those questions including, current rents, future rent values, as well as interest rates, monthly payments, and more.

First time buyers and future/current owners of rental investment properties will all benefit from this information.

Don’t miss out on another great Mortgage Mom Radio episode!

Check out the Mortgage Mom Radio online merch store! The beer mugs are insane! SHOP NOW

Book your free phone consultation today, BOOK NOW

We are LIVE on YOUTUBE every Monday and Wednesday @ 1PM PST. Interact with us LIVE while we record! Ask us your questions right in the comments.

Mortgage Mom Radio equips you with all the mortgage education that you could ask for right at your fingertips! Listen to our Podcast with hours of shows and topics, download our PHONE APP loaded with every mortgage tool that you could need, and finally, watch our HOMEBUYER WORKSHOP SERIES on YouTube!

Debbie Marcoux is licensed by the Department of Financial Protection and Innovations under the California Residential Mortgage Lending Act, NMLS ID 237926, also licensed in AZ-0941504, FL-LO76508, GA-69178, ID-167867, IL-031.0058339, NV-57237, OR, TN-184373, TX, WA-MLO-237926

2/16/2022

Mortgage Mom Radio Live: Buy Now Pay Later!

Today’s show: Today we focused on the Buy Now Pay Later Programs and how they will affect your qualifications for a new mortgage, whether that be for a purchase or a refinance. Learn all you need to know in this episode of Mortgage Mom Radio!

This was Heather’s first go at it by herself and boy did she do great!

We are LIVE on YouTube every Monday and Wednesday @ 1PM. Watch us record our show and ask us your questions. Text “MOM” to 844-935-3634. We will send you a link each week to interact live.

How do you schedule a phone appointment with mom? Go to our website, mortgagemomradio.com

Debbie Marcoux is licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act, NMLS ID 237926, also licensed in AZ-0941504, FL-LO76508, GA-69178, ID MLO- 2080237926, IL-031.0058339, NV-57237, OR, TN-184373, TX, WA-MLO-237926

2/9/2022
Today we had Chris Lechner, Broker/Owner of Global Point Relocation Services on the show. He is an expert in the relocation field being immersed daily with corporate relocation clients for very large corporations such as Northrup Grumman.
 
Chris gave us detailed information about the relocation process and tips to reduce the stress level when trying to sell your home in one state to move to another.

Check out the Mortgage Mom Radio online merch store! The beer mugs are insane! SHOP NOW

Book your free phone consultation today, BOOK NOW

We are LIVE on YOUTUBE every Monday and Wednesday @ 1PM PST. Interact with us LIVE while we record! Ask us your questions right in the comments.

Mortgage Mom Radio equips you with all the mortgage education that you could ask for right at your fingertips! Listen to our Podcast with hours of shows and topics, download our PHONE APP loaded with every mortgage tool that you could need, and finally, watch our HOMEBUYER WORKSHOP SERIES on YouTube!

Debbie Marcoux is licensed by the Department of Financial Protection and Innovations under the California Residential Mortgage Lending Act, NMLS ID 237926, also licensed in AZ-0941504, FL-LO76508, GA-69178, ID-167867, IL-031.0058339, NV-57237, OR, TN-184373, TX, WA-MLO-237926

2/9/2022
Are you relocating to another state? Today we talked about tips and tricks for your long haul move.
We are your one stop shop for a referral to a realtor to sell your home, where you live today, and buy your next home, in your new city. We are also licensed in many states and will help you to obtain your pre-approval for your purchase. We can help you in CA, AZ, WA, OR, ID, NV, TX, IL, GA, TN, and FL. HI and CO are just around the corner. We will continue to add more as quickly as we can.
Don’t miss our show tomorrow as we continue to discuss relocation. I will be talking with Chris Lechner, Managing Broker/Owner of Global Point Relocation. Working with relocation on a daily basis I can’t wait for the education that he will bring to us tomorrow!
Check out the Mortgage Mom Radio online merch store! The beer mugs are insane! SHOP NOW

Book your free phone consultation today, BOOK NOW

We are LIVE on YOUTUBE every Monday and Wednesday @ 1PM PST. Interact with us LIVE while we record! Ask us your questions right in the comments.

Mortgage Mom Radio equips you with all the mortgage education that you could ask for right at your fingertips! Listen to our Podcast with hours of shows and topics, download our PHONE APP loaded with every mortgage tool that you could need, and finally, watch our HOMEBUYER WORKSHOP SERIES on YouTube!

Debbie Marcoux is licensed by the Department of Financial Protection and Innovations under the California Residential Mortgage Lending Act, NMLS ID 237926, also licensed in AZ-0941504, FL-LO76508, GA-69178, ID-167867, IL-031.0058339, NV-57237, OR, TN-184373, TX, WA-MLO-237926

Today’s episode was a re-cap of our live seminar on Saturday 1/29/2022, as well as our interview with CryptoWendyO on Monday, 1/31/2022.

The short story, Yes, we can use your Bitcoin and Crypto assets for your home purchase, closing costs, down payment, and reserves. Do you want to use your crypto assets and you have been told that you cannot? Give us a call, 844-935-3634!

This is a nice consolidation episode of the information received during the hour and half episode on Saturday and the hour long episode on Monday. We covered detailed information about what is Bitcoin, Wallet, Exchange, How do you buy, etc. Then on Monday, we went even deeper and more technical into the Metaverse, buying real estate in the Metaverse, and Web3.

Check out the Mortgage Mom Radio online merch store! The beer mugs are insane! SHOP NOW

Book your free phone consultation today, BOOK NOW

We are LIVE on YOUTUBE every Monday and Wednesday @ 1PM PST. Interact with us LIVE while we record! Ask us your questions right in the comments.

Mortgage Mom Radio equips you with all the mortgage education that you could ask for right at your fingertips! Listen to our Podcast with hours of shows and topics, download our PHONE APP loaded with every mortgage tool that you could need, and finally, watch our HOMEBUYER WORKSHOP SERIES on YouTube!

Debbie Marcoux is licensed by the Department of Financial Protection and Innovations under the California Residential Mortgage Lending Act, NMLS ID 237926, also licensed in AZ-0941504, FL-LO76508, GA-69178, ID-167867, IL-031.0058339, NV-57237, OR, TN-184373, TX, WA-MLO-237926

The mortgage industry has been making progress in utilizing Bitcoin for down payment and closing costs. Many loans require reserves and we are looking forward to utilizing Bitcoin for those requirements as well.

Today’s show will be with CryptoWendyO and Tony Cuda, VP of Financing at JMJ Financial. He will be answering all of Wendy’s tough questions and explaining the programs that we have available from Fannie Mae/Freddie Mac products to Portfolio lenders and how we can utilize your Bitcoin! Are there lenders that will not require liquidation? Why yes there are!

We will then jump into education by CryptoWendyO to explain the Metaverse and purchasing Real Estate in the new world!

I am looking forward to an exciting episode of Mortgage Mom Radio!

Check out the Mortgage Mom Radio online merch store! The beer mugs are insane! SHOP NOW

Book your free phone consultation today, BOOK NOW

We are LIVE on YOUTUBE every Monday and Wednesday @ 1PM PST. Interact with us LIVE while we record! Ask us your questions right in the comments.

Mortgage Mom Radio equips you with all the mortgage education that you could ask for right at your fingertips! Listen to our Podcast with hours of shows and topics, download our PHONE APP loaded with every mortgage tool that you could need, and finally, watch our HOMEBUYER WORKSHOP SERIES on YouTube!

Debbie Marcoux is licensed by the Department of Financial Protection and Innovations under the California Residential Mortgage Lending Act, NMLS ID 237926, also licensed in AZ-0941504, FL-LO76508, GA-69178, ID-167867, IL-031.0058339, NV-57237, OR, TN-184373, TX, WA-MLO-237926

Have you been thinking about buying Bitcoin and have no idea what it is, not sure where to start? What’s the wallet that you hear about? Do you need an exchange? What the heck is that? We’re going to take you through the basics to get you acquainted.

Check out the Mortgage Mom Radio online merch store! The beer mugs are insane! SHOP NOW

Book your free phone consultation today, BOOK NOW

We are LIVE on YOUTUBE every Monday and Wednesday @ 1PM PST. Interact with us LIVE while we record! Ask us your questions right in the comments.

Mortgage Mom Radio equips you with all the mortgage education that you could ask for right at your fingertips! Listen to our Podcast with hours of shows and topics, download our PHONE APP loaded with every mortgage tool that you could need, and finally, watch our HOMEBUYER WORKSHOP SERIES on YouTube!

Debbie Marcoux is licensed by the Department of Financial Protection and Innovations under the California Residential Mortgage Lending Act, NMLS ID 237926, also licensed in AZ-0941504, FL-LO76508, GA-69178, ID-167867, IL-031.0058339, NV-57237, OR, TN-184373, TX, WA-MLO-237926