Southern California

Are you looking to refinance after a Bankruptcy?

Today’s main question is refinancing after Bankruptcy. We always answer your questions to the best of our ability, we even answer a few funny questions today! How do you get through to Mom? Email is a fantastic way to get through to the Mortgage Mom, debbie@mortgagemomradio.com. Text messages and phone calls are great too! Do […]

Student Loan Cash Out Refinance

  Are you a home owner with student loan debt? Have you heard of the just released Fannie Mae Student Loan Home Refinance Program? Well, if you have student loans and you own your home, this may be a great opportunity for you! How do you get through to Mom? Email is a fantastic way […]

Have you had an insurance check up lately? Does yo...

Have you changed anything since you purchased your home? Have you purchased any expensive jewelry? Have you remodeled your home? Do you have a new dog, cat, or other pet? All of these things and many others can create an issue with your homeowners insurance policy causing you to be under insured. Today we talk […]

How do you know if you’re a first time home ...

Every Friday, Mortgage Mom Radio answer’s our listeners questions. We answered the following questions in detail: What is the difference between a Mobile home loan and a Manufactured home loan? What makes you a first time home buyer if you’ve previously owned a home? Tune in to find out! How do you get through to […]

What to expect when a home is in a Trust.

In this episode we talk about what to expect when refinancing a home in a trust. We go over what a revocable trust is, as opposed to an irrevocable trust. Additional we will go over what documents are needed, why they are needed, and how long they are valid for. The Mortgage Mom will also […]

Catching up with Debbie and Heidi

Can you believe it’s already almost Halloween? Then Thanksgiving, then Christmas and Hanukkah, then New Years Eve? In this episode Debbie and Heidi talk about their plans and the preparation of getting costumes ready for the kids. Shane, Debbie’s husband, is having back surgery this week, and Debbie explains all her Thanksgiving plans from the […]

Do you have a new job and you are wondering if you...

In this episode we answer questions from our listeners. Every Friday tune in to our podcast right here at mortgagemomradio.com to hear what others have been asking! One of the questions this week was from Kaitlyn. She and her husband would love to buy their first home but she is concerned that they need to […]

What is the difference between a conforming loan, ...

Conforming conventional loans are quite different than what you find in your government backed loans. The loan limits are different, the underwriting guidelines are different, the credit score requirements are different, and they change based on your loan size. Listen to this episode to learn more! How do you get through to Mom? Email is […]

Homeowner Insurance – The importance of an a...

You! Yes, you! If you own your own and you have not checked in with your insurance agent about your policy, it’s time to do so. Why? There are so many things that change from when you first bought your home that you could be uninsured from adopting a new puppy to upgrading your property. […]

Streamline Refinance

Have you been wondering if you would qualify for a streamline refinance? What is a streamline refinance? Do we need to pull your credit? Review your income to qualify? Can you pull cash out of the property at closing? Tune in as we talk all about Streamline Refinances and the rules that surround them. How […]