Today’s Podcast we have Kim DeWitt with Highland Residential Mortgage, she’s a loan officer located in Indiana and is also licensed in Illinois. Planning on moving out of state? Listen to this.

Do you have any mortgage questions that you would like to ask? Text the word “MOM” to 474747 or give us a call 844-935-3634!

All of the mortgage education that you could ask for right at your fingertips! Listen to our Podcast with hours of shows and topics, download our Phone App loaded with every mortgage tool that you could need, and last but not least, watch our weekly Homebuyer Workshop Series on YouTube!

Debbie Marcoux CA-DBO237926, AZ-0941504, TX, NV-57237 | JMJ Financial supports Equal Housing Opportunity. NMLS ID# 167867 (http://www.nmlsconsumeraccess.org/) | 877-314-1499. JMJ Financial is licensed by “CA Department of Business Oversight under the California Residential Mortgage Lending Act” # 41DBO-46011, AZ # 0943949, TX #167867. Interest rates and products are subject to change without notice and may or may not be available at the time of loan commitment or lock-in. Borrowers must qualify at closing for all benefits.

Let’s go through a few of the text messages that we received. And Yes my dream is to have “Joey Fatone” from Nsync do the introduction for my show.

Do you have any mortgage questions that you would like to ask? Text the word “MOM” to 474747 or give us a call 844-935-3634!

All of the mortgage education that you could ask for right at your fingertips! Listen to our Podcast with hours of shows and topics, download our Phone App loaded with every mortgage tool that you could need, and last but not least, watch our weekly Homebuyer Workshop Series on YouTube!

Debbie Marcoux CA-DBO237926, AZ-0941504, TX, NV-57237 | JMJ Financial supports Equal Housing Opportunity. NMLS ID# 167867 (http://www.nmlsconsumeraccess.org/) | 877-314-1499. JMJ Financial is licensed by “CA Department of Business Oversight under the California Residential Mortgage Lending Act” # 41DBO-46011, AZ # 0943949, TX #167867. Interest rates and products are subject to change without notice and may or may not be available at the time of loan commitment or lock-in. Borrowers must qualify at closing for all benefits.

We are discussing the benefits of first time home buyers with our guest Frank! Can you add your spouse or partner to title without using their income? Listen and find out.

Do you have any mortgage questions that you would like to ask? Text the word “MOM” to 474747 or give us a call 844-935-3634!

All of the mortgage education that you could ask for right at your fingertips! Listen to our Podcast with hours of shows and topics, download our Phone App loaded with every mortgage tool that you could need, and last but not least, watch our weekly Homebuyer Workshop Series on YouTube!

Debbie Marcoux CA-DBO237926, AZ-0941504, TX, NV-57237 | JMJ Financial supports Equal Housing Opportunity. NMLS ID# 167867 (http://www.nmlsconsumeraccess.org/) | 877-314-1499. JMJ Financial is licensed by “CA Department of Business Oversight under the California Residential Mortgage Lending Act” # 41DBO-46011, AZ # 0943949, TX #167867. Interest rates and products are subject to change without notice and may or may not be available at the time of loan commitment or lock-in. Borrowers must qualify at closing for all benefits.

Here’s a text I recently received “Mom: me and my boyfriend are looking to buy a home in Murietta or Menifee. We make about 75k combined, but he has 20k in debt. As first time buyers, what should be our priorities?” Listen as I break it down in this episode!

Do you have any mortgage questions that you would like to ask? Text the word “MOM” to 474747 or give us a call 844-935-3634!

All of the mortgage education that you could ask for right at your fingertips! Listen to our Podcast with hours of shows and topics, download our Phone App loaded with every mortgage tool that you could need, and last but not least, watch our weekly Homebuyer Workshop Series on YouTube!

Debbie Marcoux CA-DBO237926, AZ-0941504, TX, NV-57237 | JMJ Financial supports Equal Housing Opportunity. NMLS ID# 167867 (http://www.nmlsconsumeraccess.org/) | 877-314-1499. JMJ Financial is licensed by “CA Department of Business Oversight under the California Residential Mortgage Lending Act” # 41DBO-46011, AZ # 0943949, TX #167867. Interest rates and products are subject to change without notice and may or may not be available at the time of loan commitment or lock-in. Borrowers must qualify at closing for all benefits.

Moving is so hard, but imagine moving into your first home that you own! Let me answer your question and listen to others that came in this week! Text “MOM
to 474747 and ask me a question!

All of the mortgage education that you could ask for right at your fingertips! Listen to our Podcast with hours of shows and topics, download our Phone App loaded with every mortgage tool that you could need, and last but not least, watch our weekly Homebuyer Workshop Series on YouTube!

Debbie Marcoux CA-DBO237926, AZ-0941504, TX, NV-57237 | JMJ Financial supports Equal Housing Opportunity. NMLS ID# 167867 (http://www.nmlsconsumeraccess.org/) | 877-314-1499. JMJ Financial is licensed by “CA Department of Business Oversight under the California Residential Mortgage Lending Act” # 41DBO-46011, AZ # 0943949, TX #167867. Interest rates and products are subject to change without notice and may or may not be available at the time of loan commitment or lock-in. Borrowers must qualify at closing for all benefits.

No Credit or Rebuilding Credit, this is the place to start! Learn how to move forward whether it’s for the first time or just starting over! 

Do you have any mortgage questions that you would like to ask? Text the word “MOM” to 474747 or give us a call 844-935-3634!

All of the mortgage education that you could ask for right at your fingertips! Listen to our Podcast with hours of shows and topics, download our Phone App loaded with every mortgage tool that you could need, and last but not least, watch our weekly Homebuyer Workshop Series on YouTube!

Debbie Marcoux CA-DBO237926, AZ-0941504, TX, NV-57237 | JMJ Financial supports Equal Housing Opportunity. NMLS ID# 167867 (http://www.nmlsconsumeraccess.org/) | 877-314-1499. JMJ Financial is licensed by “CA Department of Business Oversight under the California Residential Mortgage Lending Act” # 41DBO-46011, AZ # 0943949, TX #167867. Interest rates and products are subject to change without notice and may or may not be available at the time of loan commitment or lock-in. Borrowers must qualify at closing for all benefits.

 

Mortgage Mom Radio now has a Homebuyer Workshop on YouTube. Are you thinking about buying a home and you’ve never done it before? Go to our Mortgage Mom Radio Channel and start with Workshop 101 and move through each of the 30 minutes videos in the series!

Do you have any mortgage questions that you would like to ask? Text the word “MOM” to 474747 or give us a call 844-935-3634!

All of the mortgage education that you could ask for right at your fingertips! Listen to our Podcast with hours of shows and topics, download our Phone App loaded with every mortgage tool that you could need, and last but not least, watch our weekly Homebuyer Workshop Series on YouTube!

Debbie Marcoux CA-DBO237926, AZ-0941504, TX, NV-57237 | JMJ Financial supports Equal Housing Opportunity. NMLS ID# 167867 (http://www.nmlsconsumeraccess.org/) | 877-314-1499. JMJ Financial is licensed by “CA Department of Business Oversight under the California Residential Mortgage Lending Act” # 41DBO-46011, AZ # 0943949, TX #167867. Interest rates and products are subject to change without notice and may or may not be available at the time of loan commitment or lock-in. Borrowers must qualify at closing for all benefits.

 

Hey Mortgage Mom Radio listeners! As we grow our radio family, we’ve introduced you to the Tax Grandma, Heidi, Larry the Mortgage Dad, Steve the Credit Cowboy, and now we want to introduce you to Chase the Tech Guy! He will be here with us on occasion to let us know all about the latest gadgets and gizmos in the world of home and life. Here is a list of all the products mentioned on the show today, and links where to find more information so you can get yourself connected! Thanks for listening to Mortgage Mom Radio!

Ring Video Doorbell – https://shop.ring.com/pages/doorbells

Vivint – https://www.vivint.com/

Skybell HD – http://www.skybell.com/product/skybell-video-doorbell-hd/

Nest Learning Thermostat – https://nest.com/thermostats/nest-learning-thermostat/overview/

Ecobee4 Smart Thermostat- https://www.ecobee.com/ecobee4/

Instant Pot Smart WiFi 6-Quart Slow Cooker – https://instantpot.com/portfolio-item/instant-pot-smart-wifi/

Kohler Numi 2.0 Intelligent Toilet – https://www.cnbc.com/2019/01/08/kohlers-7000-numi-2point0-toilet-with-amazon-alexa-built-in.html

Want to know more about calling Mortgage Mom Radio?

Do you have any mortgage questions that you would like to ask? Text the word “MOM” to 474747 or give us a call 844-935-3634!

All of the mortgage education that you could ask for right at your fingertips! Listen to our Podcast with hours of shows and topics, download our Phone App loaded with every mortgage tool that you could need, and last but not least, watch our weekly Homebuyer Workshop Series on YouTube!

Debbie Marcoux CA-DBO237926, AZ-0941504, TX, NV-57237 | JMJ Financial supports Equal Housing Opportunity. NMLS ID# 167867 (http://www.nmlsconsumeraccess.org/) | 877-314-1499. JMJ Financial is licensed by “CA Department of Business Oversight under the California Residential Mortgage Lending Act” # 41DBO-46011, AZ # 0943949, TX #167867. Interest rates and products are subject to change without notice and may or may not be available at the time of loan commitment or lock-in. Borrowers must qualify at closing for all benefits.

 

Homeowners, this is a FREE Event! Click on “MORE INFO” below to get register!

What will be covered?

Homeowners’ Insurance Policy Review
It could never happen to me, or could it? The Malibu fire destroyed more than 616 homes and other structures. Standard homeowners’ insurance policies provide coverage for disasters such as damage due to fire, lightning, hail, and explosions, and if the limit of your insurance policy is based on your mortgage (as some banks require), it may not adequately cover the cost of rebuilding. Our recommended State Farm Insurance Agent, Tom Hindman, will review your coverage at this event (regardless of the company it is from) and make sure it is sufficient coverage on your property in case of a disaster.

Proposition 60 or Proposition 90
Can I use Proposition 60 or Proposition 90 on my next real estate purchase? Meet with our local title representative, Ronna Luna, to learn how to position yourself to take advantage of transferring the base year value of your current residence to your next property.

Refinancing or Financing to Invest in Additional Real Estate
Is refinancing right for you? Meet with one of our preferred lenders, Deborah Marcoux, well known as the “Mortgage Mom” on GoCountry 105 to discuss refinancing or financing for your next real estate investment purchase.

Life Insurance Policy
Security is no accident. Term life insurance is a very economical way to secure your family’s future. A $500,000 30-year guaranteed term life policy can be as little as $78.74 per month. (This policy amount is based on a 35-year-old male.) Our recommended State Farm Insurance Agent, Tom Hindman, will be present to discuss life insurance policies.

Homeowners’ Property Tax Exemption
Have you filed for your homeowners’ property tax exemption? Our title representative, Ronna Luna, will check to see if you have filed this exemption and give you the application to fill out if you have not already filed it.

Current Vesting
What is your current vesting on your property? We will send you a copy of your grant deed within 48 hours for you to confirm your current vesting on your property. Ronna Luna, our title representative, will be providing you with some vesting information as well.

 

 

Do you have any mortgage questions that you would like to ask? Text the word “MOM” to 474747 or give us a call 844-935-3634!

All of the mortgage education that you could ask for right at your fingertips! Listen to our Podcast with hours of shows and topics, download our Phone App loaded with every mortgage tool that you could need, and last but not least, watch our weekly Homebuyer Workshop Series on YouTube!

Debbie Marcoux CA-DBO237926, AZ-0941504, TX, NV-57237 | JMJ Financial supports Equal Housing Opportunity. NMLS ID# 167867 (http://www.nmlsconsumeraccess.org/) | 877-314-1499. JMJ Financial is licensed by “CA Department of Business Oversight under the California Residential Mortgage Lending Act” # 41DBO-46011, AZ # 0943949, TX #167867. Interest rates and products are subject to change without notice and may or may not be available at the time of loan commitment or lock-in. Borrowers must qualify at closing for all benefits.

 

Don’t miss mom’s diaper discussion about cloth vs Pampers vs Huggies! 

Do you have any mortgage questions that you would like to ask? Text the word “MOM” to 474747 or give us a call 844-935-3634!

All of the mortgage education that you could ask for right at your fingertips! Listen to our Podcast with hours of shows and topics, download our Phone App loaded with every mortgage tool that you could need, and last but not least, watch our weekly Homebuyer Workshop Series on YouTube!

Debbie Marcoux CA-DBO237926, AZ-0941504, TX, NV-57237 | JMJ Financial supports Equal Housing Opportunity. NMLS ID# 167867 (http://www.nmlsconsumeraccess.org/) | 877-314-1499. JMJ Financial is licensed by “CA Department of Business Oversight under the California Residential Mortgage Lending Act” # 41DBO-46011, AZ # 0943949, TX #167867. Interest rates and products are subject to change without notice and may or may not be available at the time of loan commitment or lock-in. Borrowers must qualify at closing for all benefits.