Do you have a question that you would like to ask me? You too can always text MOM to 474747 and ask your questions as well! In this episode, we received text messages about a homeowner moving out of state, I give FHA and VA refinance details, and I explain the magic of streamlined refinances.

How do you get through to Mom? Email is a fantastic way to get through to the Mortgage Mom! Debbie@MortgageMomRadio.com Text messages and phone calls are great too! Do you know how to contact us? Text the word “MOM” to 474747 or give us a call 844-935-3634!

Download our Phone App loaded with every mortgage tool that you could need, and last but not least, watch our weekly Homebuyer Workshop Series on YouTube!

Debbie Marcoux CA-DBO237926, AZ-0941504, TX, NV-57237 | JMJ Financial supports Equal Housing Opportunity. NMLS ID# 167867 (http://www.nmlsconsumeraccess.org/) | 877-314-1499. JMJ Financial is licensed by “CA Department of Business Oversight under the California Residential Mortgage Lending Act” # 41DBO-46011, AZ # 0943949, TX #167867. Interest rates and products are subject to change without notice and may or may not be available at the time of loan commitment or lock-in. Borrowers must qualify at closing for all benefits.

I receive numerous text messages and phone calls weekly that are focused around divorce. One question received this week was in regards to the other spouse being responsible for debt that didn’t get paid. Does this affect the outcome of applying for a mortgage? Are there ways around the damaged credit score due to your ex’s poor payment history? I take my time to explain the importance of a complete application and the option of manual underwriting in these circumstances. Listen now to learn more!

If you have a question for me too, please don’t hesitate to reach out! Text “MOM” to 474747.

Download our Phone App loaded with every mortgage tool that you could need, and last but not least, watch our weekly Homebuyer Workshop Series on YouTube!

Debbie Marcoux CA-DBO237926, AZ-0941504, TX, NV-57237 | JMJ Financial supports Equal Housing Opportunity. NMLS ID# 167867 (http://www.nmlsconsumeraccess.org/) | 877-314-1499. JMJ Financial is licensed by “CA Department of Business Oversight under the California Residential Mortgage Lending Act” # 41DBO-46011, AZ # 0943949, TX #167867. Interest rates and products are subject to change without notice and may or may not be available at the time of loan commitment or lock-in. Borrowers must qualify at closing for all benefits.

If your in the market to buy a home and wondering what closing costs are and how much that they will be, check out my YouTube Channel. I have a workshop that is specific to closing costs for a new home purchase. WATCH NOW

Looking to refinance and want to know about the closing costs that you will experience? Give me a call, I’d be more than happy to go over those with you personally.

How do you get through to Mom? Email is a fantastic way to get through to the Mortgage Mom! Debbie@MortgageMomRadio.com Text messages and phone calls are great too! Do you know how to contact us? Text the word “MOM” to 474747 or give us a call 844-935-3634!

Download our Phone App loaded with every mortgage tool that you could need, and last but not least, watch our weekly Homebuyer Workshop Series on YouTube!

Debbie Marcoux CA-DBO237926, AZ-0941504, TX, NV-57237 | JMJ Financial supports Equal Housing Opportunity. NMLS ID# 167867 (http://www.nmlsconsumeraccess.org/) | 877-314-1499. JMJ Financial is licensed by “CA Department of Business Oversight under the California Residential Mortgage Lending Act” # 41DBO-46011, AZ # 0943949, TX #167867. Interest rates and products are subject to change without notice and may or may not be available at the time of loan commitment or lock-in. Borrowers must qualify at closing for all benefits.

Is an interest rate at 4.625% too high? It truly depends on your scenario. There are so many factors that go into the interest rate available to you. Before you make a phone call to receive a quote, have the following information ready to relay to me or the lender that you call:

  1. Current Mortgage Balance?
  2. Approximate Property Value?
  3. Do you have a home equity line of credit?
  4. If yes, how much do you owe?
  5. Are you looking to pay it off with this new loan?
  6. If you would like cash out in hand at closing, how much would you like?
  7. Credit/Fico Score?
  8. Do you include your taxes and insurance in your monthly payment?
  9. Property Type (Single Family, Condo/Townhome, 2-4 Units
  10. Occupancy (primary, second, investment)

If you are purchasing a home, many of the same factors will be asked:

  1. Purchase Price
  2. Down Payment?
  3. Credit/Fico Score?
  4. Property Type?
  5. Occupancy
  6. Will you include your taxes and insurance in your monthly payment?

Do you want a personal quote, just call me, I’d be more than happy to help you directly!

How do you get through to Mom? Email is a fantastic way to get through to the Mortgage Mom! Debbie@MortgageMomRadio.com Text messages and phone calls are great too! Do you know how to contact us? Text the word “MOM” to 474747 or give us a call 844-935-3634!

Download our Phone App loaded with every mortgage tool that you could need, and last but not least, watch our weekly Homebuyer Workshop Series on YouTube!

Debbie Marcoux CA-DBO237926, AZ-0941504, TX, NV-57237 | JMJ Financial supports Equal Housing Opportunity. NMLS ID# 167867 (http://www.nmlsconsumeraccess.org/) | 877-314-1499. JMJ Financial is licensed by “CA Department of Business Oversight under the California Residential Mortgage Lending Act” # 41DBO-46011, AZ # 0943949, TX #167867. Interest rates and products are subject to change without notice and may or may not be available at the time of loan commitment or lock-in. Borrowers must qualify at closing for all benefits.

Email is a fantastic way to get through to the Mortgage Mom! Debbie@MortgageMomRadio.com

Text messages and phone calls are great too! Do you know how to contact us? Text the word “MOM” to 474747 or give us a call 844-935-3634!

Download our Phone App loaded with every mortgage tool that you could need, and last but not least, watch our weekly Homebuyer Workshop Series on YouTube!

Debbie Marcoux CA-DBO237926, AZ-0941504, TX, NV-57237 | JMJ Financial supports Equal Housing Opportunity. NMLS ID# 167867 (http://www.nmlsconsumeraccess.org/) | 877-314-1499. JMJ Financial is licensed by “CA Department of Business Oversight under the California Residential Mortgage Lending Act” # 41DBO-46011, AZ # 0943949, TX #167867. Interest rates and products are subject to change without notice and may or may not be available at the time of loan commitment or lock-in. Borrowers must qualify at closing for all benefits.

We are sharing tips on how to become a homeowner even if you have a Short Sale, and how to build your credit score. You can also listen to my workshop on YouTube for tips on credit repair. Go to Mortgage Mom Radio!

Do you have any mortgage questions that you would like to ask? Text the word “MOM” to 474747 or give us a call 844-935-3634!

All of the mortgage education that you could ask for right at your fingertips! Listen to our Podcast with hours of shows and topics, download our Phone App loaded with every mortgage tool that you could need, and last but not least, watch our weekly Homebuyer Workshop Series on YouTube!

Debbie Marcoux CA-DBO237926, AZ-0941504, TX, NV-57237 | JMJ Financial supports Equal Housing Opportunity. NMLS ID# 167867 (http://www.nmlsconsumeraccess.org/) | 877-314-1499. JMJ Financial is licensed by “CA Department of Business Oversight under the California Residential Mortgage Lending Act” # 41DBO-46011, AZ # 0943949, TX #167867. Interest rates and products are subject to change without notice and may or may not be available at the time of loan commitment or lock-in. Borrowers must qualify at closing for all benefits.

 

We are discussing the benefits of first time home buyers with our guest Frank! Can you add your spouse or partner to title without using their income? Listen and find out.

Do you have any mortgage questions that you would like to ask? Text the word “MOM” to 474747 or give us a call 844-935-3634!

All of the mortgage education that you could ask for right at your fingertips! Listen to our Podcast with hours of shows and topics, download our Phone App loaded with every mortgage tool that you could need, and last but not least, watch our weekly Homebuyer Workshop Series on YouTube!

Debbie Marcoux CA-DBO237926, AZ-0941504, TX, NV-57237 | JMJ Financial supports Equal Housing Opportunity. NMLS ID# 167867 (http://www.nmlsconsumeraccess.org/) | 877-314-1499. JMJ Financial is licensed by “CA Department of Business Oversight under the California Residential Mortgage Lending Act” # 41DBO-46011, AZ # 0943949, TX #167867. Interest rates and products are subject to change without notice and may or may not be available at the time of loan commitment or lock-in. Borrowers must qualify at closing for all benefits.

I’m sitting here with a past client Juanita, and we helped her get her 1st house about 3 years ago, now she’s interested in purchasing a second home! What about you? Would you want a second home for investment, or maybe to use as a vacation home?

Do you have any mortgage questions that you would like to ask? Text the word “MOM” to 474747 or give us a call 844-935-3634!

All of the mortgage education that you could ask for right at your fingertips! Listen to our Podcast with hours of shows and topics, download our Phone App loaded with every mortgage tool that you could need, and last but not least, watch our weekly Homebuyer Workshop Series on YouTube!

Debbie Marcoux CA-DBO237926, AZ-0941504, TX, NV-57237 | JMJ Financial supports Equal Housing Opportunity. NMLS ID# 167867 (http://www.nmlsconsumeraccess.org/) | 877-314-1499. JMJ Financial is licensed by “CA Department of Business Oversight under the California Residential Mortgage Lending Act” # 41DBO-46011, AZ # 0943949, TX #167867. Interest rates and products are subject to change without notice and may or may not be available at the time of loan commitment or lock-in. Borrowers must qualify at closing for all benefits.

This week Mortgage Mom Radio covered the following topics:

 

 

Call us at 844-935-3634 or apply online to find out if your City has Down Payment Assistance and if you will qualify.  Debbie Marcoux and Marla Gieser are licensed in CA, AZ, NV, WA, IL, IN, TX. We can determine what is available to you in any of these areas. Movement Mortgage is licensed in 49 states and we can provide you with a referral to a licensed loan officer who can assist in locations that we do not service.

 

 

Mortgage Mom Radio can be found on iTunes, Google Play, Tune-in or Stitcher! Listen to 100’s hours of past shows. Why should you download it today? It’s FREE education to anyone who wants to navigate the Real Estate and Mortgage Process. Buying a home can be stressful and we want to make it as smooth of a transaction as possible for you.

Like and Follow our Facebook Page to watch our Facebook Live Episodes!

The Mortgage Mom Radio Phone APP! Do you have it in your arsenal of tools? You can run payments, use our affordability calculator, listen to past episodes, register for our upcoming events, contact us, apply for your loan, and so much more. Download it today for FREE! DOWNLOAD NOW

Would you like to be a guest on our show? Call us 844-935-3634, we’d love to hear from you!

Would you like to call in with questions while we are LIVE ON AIR? We answer calls live during every show on Saturday Morning’s from 7AM-8AM, 844-935-3634!

This week The Mortgage Mom Radio Podcast included information about:

Have you purchased your tickets to our HOMEBUYER WORKSHOP on Sunday 9/9/18? Don’t wait, we only have 4 tickets left! This will be our last workshop of 2018!

 

 

Invest in your future, it’s only three hours on a Sunday afternoon with wine, appetizers, and a chance to win Go Fest tickets from Go Country 105.

Mortgage Mom Radio can be found on iTunes, Google Play, Tune-in or Stitcher! Listen to 100’s hours of past shows. Why should you download it today? It’s FREE education to anyone who wants to navigate the Real Estate and Mortgage Process. Buying a home can be stressful and we want to make it as smooth of a transaction as possible for you.

 

 

Like and Follow our Facebook Page to watch our Facebook Live Episodes!

The Mortgage Mom Radio Phone APP! Do you have it in your arsenal of tools? You can run payments, use our affordability calculator, listen to past episodes, register for our upcoming events, contact us, apply for your loan, and so much more. Download it today for FREE! DOWNLOAD NOW

Would you like to be a guest on our show? Call us 844-935-3634, we’d love to hear from you!

Would you like to call in with questions while we are LIVE ON AIR? We answer calls live during every show on Saturday Morning’s from 7AM-8AM, 844-935-3634!