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10/12/2022
Today we took questions from our listeners and answered them.
We covered:
- Is it better to buy a home now or wait
- Can I buy a condo now and rent it later to buy again
- Can I buy a home out of state where I want to retire
- How long should I expect to be in my home if I buy today
- Can I refinance the rate in the future if they drop
- Can I get rental income from renting a room to help me qualify
- and the list goes on…
Do you have your property on the market and you would like us to help you feature your home? Are you a real estate agent and would like our help with one of your listings? Reach out to us!
We are LIVE on YOUTUBE every Wednesday @ 1PM PST. Interact with us LIVE while we record! Ask us your questions right in the comments. Text “MOM” to 844-935-3634 to receive a link once a week to join the show.
Debbie Marcoux is licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act, NMLS ID 237926, also licensed in AZ-0941504, FL-LO76508, GA-69178, ID-167867, IL-031.0058339, NC, NV-57237, MO, OR, TN-184373, TX, WA-MLO-237926
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Views, Views, & more Views. .. Charming one story Ranch estate Home on over 6 acres nestled in the tranquil hills of Acton. This one story home boasts an open floor plan with 4 bedrooms and 2 full baths, just tastefully remodeled. Featuring brand new central heating and air conditioning system, new interior and exterior painting, all new laminate wood floors throughout, large Living room and adjoining dining room with plenty of natural light and views from every angle! The family room is open and bright with a beautiful stone fire place to heat up the room on a cold night! Kitchen has all new cabinets, quartz counter tops, & new appliances. Both bathrooms remodeled with custom tile work and new light fixtures. Outside you will find a concrete patio with lost of room to roam and surrounding beautiful views of the valley. Attached 2 car garage enters directly into the kitchen. The property is off Crown Valley and a short drive from HWY 14 and local conveniences!
Do you have your property on the market and you would like us to help you feature your home? Are you a real estate agent and would like our help with one of your listings? Reach out to us!
We are LIVE on YOUTUBE every Wednesday @ 1PM PST. Interact with us LIVE while we record! Ask us your questions right in the comments. Text “MOM” to 844-935-3634 to receive a link once a week to join the show.
Debbie Marcoux is licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act, NMLS ID 237926, also licensed in AZ-0941504, FL-LO76508, GA-69178, ID-167867, IL-031.0058339, NC, NV-57237, MO, OR, TN-184373, TX, WA-MLO-237926
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Do you have a large down payment, reserves in the bank, a great credit score, but you can’t verify your income? Looking to purchase a primary residence or a second home? This loan can help you!
Who is this loan good for?
- Relocating but you haven’t secured your new employment yet
- Self-employed borrowers who haven’t been in business for two years
- Seasonal Employees
- Gig Workers
- And the list goes on…
Debbie Marcoux is licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act, NMLS ID 237926, also licensed in AZ-0941504, FL-LO76508, GA-69178, ID-167867, IL-031.0058339, NC, NV-57237, MO, OR, TN-184373, TX, WA-MLO-237926
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If you have VA Benefits, you have the opportunity to own a home with no money out of pocket. Rents are skyrocketing and out of control. Buy a home and lock in your monthly payment. In this quick video, I go over the benefits that you have with your VA financing.
Do you own a home now and you are looking to get cash out of your property? The VA home loan allows for the highest percentage of cash out over any other loan type.
We are LIVE on YOUTUBE every Wednesday @ 1PM PST. Interact with us LIVE while we record! Ask us your questions right in the comments. Text “MOM” to 844-935-3634 to receive a link once a week to join the show.
Debbie Marcoux is licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act, NMLS ID 237926, also licensed in AZ-0941504, FL-LO76508, GA-69178, ID-167867, IL-031.0058339, NC, NV-57237, MO, OR, TN-184373, TX, WA-MLO-237926
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APPLY NOW: https://mortgagemomradio.com/apply/
956 10th Street, Unit B, San Pedro, CA Private, peaceful, pleasant… This 3-bedroom, 2-bathroom one-level condo is located in the highly desirable Vista Del Oro neighborhood in San Pedro. Venture through the front door and turn left to enter the master suite, with two sizeable closets and its own ensuite bathroom. Proceed down the hallway past two more spacious bedrooms and the interior laundry area. At the rear of the unit, you will find the cheerful living room with hardwood floors, a cozy glass rock fireplace, and a dry bar, which already has the sink hookups to convert it to a wet bar. Adjacent to the living room you will find the dining area and sunny and bright kitchen, featuring sparkling stainless-steel appliances, including a 5-burner stove, range hood, double oven, refrigerator, and dishwasher. For entertaining, you will enjoy not one, but TWO separate balcony areas with an outdoor storage area. Don’t miss the two parking spots and your own large private storage room in the secure community garage. This property is also close to restaurants, shopping, and nightlife in the downtown San Pedro area, the beach, Cabrillo Marina, the famous Crafted at the Port of Los Angeles, and Brouwerij West brewery. Hurry and buy in San Pedro before the brand-new waterfront public market is complete!
Are you trying to sell your home or you are real estate agent with a fantastic listing? Reach out to us, we’d love to help!
We are LIVE on YOUTUBE every Wednesday @ 1PM PST. Interact with us LIVE while we record! Ask us your questions right in the comments. Text “MOM” to 844-935-3634 to receive a link once a week to join the show.
Debbie Marcoux is licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act, NMLS ID 237926, also licensed in AZ-0941504, FL-LO76508, GA-69178, ID-167867, IL-031.0058339, NC, NV-57237, MO, OR, TN-184373, TX, WA-MLO-237926
Podcast: Play in new window | Download (Duration: 1:00:05 — 332.4MB) | Embed
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We love this property in Las Vegas! Looking for a one story home that is a sprawling almost 4000 square feet on just about half an acre? Exempt from HOA in Rancho Bel Air! Contact us to see this one in person!
Are you trying to sell your home or you are real estate agent with a fantastic listing? Reach out to us, we’d love to help!
We are LIVE on YOUTUBE every Wednesday @ 1PM PST. Interact with us LIVE while we record! Ask us your questions right in the comments. Text “MOM” to 844-935-3634 to receive a link once a week to join the show.
Debbie Marcoux is licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act, NMLS ID 237926, also licensed in AZ-0941504, FL-LO76508, GA-69178, ID-167867, IL-031.0058339, NC, NV-57237, MO, OR, TN-184373, TX, WA-MLO-237926
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10/5/2022
- Reverse Mortgage
- Sellers buying down the rate
- Will Gen Z have the ability to buy a home someday
- Will rates come down
- What is a HELOC or HELOAN
- …and more!
For more information and to get a scenario customized to you, book your free phone consultation today, BOOK NOW
We are LIVE on YOUTUBE every Wednesday @ 1PM PST. Interact with us LIVE while we record! Ask us your questions right in the comments. Text “MOM” to 844-935-3634 to receive a link once a week to join the show.
Debbie Marcoux is licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act, NMLS ID 237926, also licensed in AZ-0941504, FL-LO76508, GA-69178, ID-167867, IL-031.0058339, NC, NV-57237, MO, OR, TN-184373, TX, WA-MLO-237926
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9/25/2022
Today we held a homebuyer workshop. We provided education to get you through the home buying process. Learn everything you need to know from A to Z.
You can also watch this workshop on our YouTube Channel to view the slides as we make our way through the presentation.
For more information and to get a scenario customized to you, book your free phone consultation today, BOOK NOW
We are LIVE on YOUTUBE every Wednesday @ 1PM PST. Interact with us LIVE while we record! Ask us your questions right in the comments. Text “MOM” to 844-935-3634 to receive a link once a week to join the show.
Debbie Marcoux is licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act, NMLS ID 237926, also licensed in AZ-0941504, FL-LO76508, GA-69178, ID-167867, IL-031.0058339, NC, NV-57237, MO, OR, TN-184373, TX, WA-MLO-237926
Podcast: Play in new window | Download (Duration: 57:22 — 52.5MB) | Embed
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9/28/2022
Today we talked about buy downs (lower your rate for the first year or two), we also talked about locking in your loan while you shop to secure your interest rate.
https://mortgagemomradio.com/apply/
For more information and to get a scenario customized to you, book your free phone consultation today, BOOK NOW
We are LIVE on YOUTUBE every Wednesday @ 1PM PST. Interact with us LIVE while we record! Ask us your questions right in the comments. Text “MOM” to 844-935-3634 to receive a link once a week to join the show.
Debbie Marcoux is licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act, NMLS ID 237926, also licensed in AZ-0941504, FL-LO76508, GA-69178, ID-167867, IL-031.0058339, NC, NV-57237, MO, OR, TN-184373, TX, WA-MLO-237926
Podcast: Play in new window | Download (Duration: 10:43 — 14.7MB) | Embed
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9/23/2022
We have big news with a new loan program to bring to you! After recording this episode, I received the full details of the loan. Please read below for updated information!
Community Mortgage was designed to fill the void and address the issues limiting prime, credit worthy borrowers’ access to credit through common sense underwriting. This exclusive mortgage product is unique in the marketplace. This exclusive mortgage product is unique in the marketplace.
Program Highlights:
- Primary Residence and Second Homes
- Credit Underwriting based on loan to value, fico score, and liquidity
- Income Documentation Not Required
- Income NOT STATED on application
- Debt to income ratio not calculated
- Asset Seasoning – 30 days
- Loan Amounts up to $3M
- Up to 80% loan to value
- Loan to value for cash out refinance up to 70%
- Fico Score beginning at 640
- Reserves needed – starting at 12 months based on loan size
For more information and to get a scenario customized to you, book your free phone consultation today, BOOK NOW
We are LIVE on YOUTUBE every Wednesday @ 1PM PST. Interact with us LIVE while we record! Ask us your questions right in the comments. Text “MOM” to 844-935-3634 to receive a link once a week to join the show.
Debbie Marcoux is licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act, NMLS ID 237926, also licensed in AZ-0941504, FL-LO76508, GA-69178, ID-167867, IL-031.0058339, NC, NV-57237, MO, OR, TN-184373, TX, WA-MLO-237926