8/12/2022

The home sale market is starting to cool off. We are watching the markets on the West Coast slowing down. We are also starting to see the majority of the nation transitioning from a Sellers Market to a Buyers Market.

How does this effect you as a seller? What can you do to get your home to stand out among the others?

How does this effect you as a buyer? What new opportunities does this bring you that you could not have obtained before?

Our next homebuyer workshop is virtual! It’s this Sunday at 1PM via YouTube. It is completely FREE! Register now to get your link.

Homebuyer Workshop – 8/14/2022 – Sign up now!

https://www.eventbrite.com/e/367079603977

Book your free phone consultation today, BOOK NOW

We are LIVE on YOUTUBE every Monday and Wednesday @ 1PM PST. Interact with us LIVE while we record! Ask us your questions right in the comments. Text “MOM” to 844-935-3634 to receive a link once a week to join the show.

Debbie Marcoux is licensed by the Department of Financial Protection and Innovations under the California Residential Mortgage Lending Act, NMLS ID 237926, also licensed in AZ-0941504, FL-LO76508, GA-69178, ID-167867, IL-031.0058339, NC, NV-57237, MO, OR, TN-184373, TX, WA-MLO-237926

7/26/2022

Today we discussed the upcoming Fed announcement about the Federal Reserve Prime Rate. Will they increase the rates? What will that do to mortgage rates, home equity lines of credit, credit cards, student loans, car loans, etc.

Tune in to learn more!

Our next Homebuyer Workshop is right around the corner. Don’t miss out!

Homebuyer Workshop

https://www.eventbrite.com/e/367079603977

Book your free phone consultation today, BOOK NOW

We are LIVE on YOUTUBE every Monday and Wednesday @ 1PM PST. Interact with us LIVE while we record! Ask us your questions right in the comments. Text “MOM” to 844-935-3634 to receive a link once a week to join the show.

Debbie Marcoux is licensed by the Department of Financial Protection and Innovations under the California Residential Mortgage Lending Act, NMLS ID 237926, also licensed in AZ-0941504, FL-LO76508, GA-69178, ID-167867, IL-031.0058339, NC, NV-57237, OR, TN-184373, TX, WA-MLO-237926

7/20/2022

Home Equity Lines and Loans – The Good, The Bad, & The Ugly! What do you need to know about the most popular way to pull cash out of your home in today’s market?

Our next Homebuyer Workshop is in just a few weeks. Get your tickets now to give yourself the opportunity to purchase a home as the shift from sellers market to buyers market is underway!

Homebuyer Workshop

https://www.eventbrite.com/e/367079603977

Book your free phone consultation today, BOOK NOW

We are LIVE on YOUTUBE every Monday and Wednesday @ 1PM PST. Interact with us LIVE while we record! Ask us your questions right in the comments. Text “MOM” to 844-935-3634 to receive a link once a week to join the show.

Debbie Marcoux is licensed by the Department of Financial Protection and Innovations under the California Residential Mortgage Lending Act, NMLS ID 237926, also licensed in AZ-0941504, FL-LO76508, GA-69178, ID-167867, IL-031.0058339, NC, NV-57237, OR, TN-184373, TX, WA-MLO-237926

7/18/2022

Is now a good time to buy? That’s what I’ve been asked just about every day for the last few months. We explore this topic today and give you the answers that you are looking for!

Homebuyer Workshop

https://www.eventbrite.com/e/367079603977

Book your free phone consultation today, BOOK NOW

We are LIVE on YOUTUBE every Monday and Wednesday @ 1PM PST. Interact with us LIVE while we record! Ask us your questions right in the comments. Text “MOM” to 844-935-3634 to receive a link once a week to join the show.

Debbie Marcoux is licensed by the Department of Financial Protection and Innovations under the California Residential Mortgage Lending Act, NMLS ID 237926, also licensed in AZ-0941504, FL-LO76508, GA-69178, ID-167867, IL-031.0058339, NC, NV-57237, OR, TN-184373, TX, WA-MLO-237926

6/29/2022

Mortgage Mom Radio provides you with a new podcast, YouTube, and Radio Show weekly. It’s FREE education and FREE consultations!

How did we get started?

Why do we do this?

What services do we provide that you can chose to work with us directly?

Tune in to learn more about Debbie Marcoux and her team at Mortgage Mom Radio!

We have multiple homebuyer workshops scheduled for the rest of the year. RSVP now for our closest date! See below.

Homebuyer Workshop

https://www.eventbrite.com/e/367079603977

Book your free phone consultation today, BOOK NOW

We are LIVE on YOUTUBE every Monday and Wednesday @ 1PM PST. Interact with us LIVE while we record! Ask us your questions right in the comments.

Debbie Marcoux is licensed by the Department of Financial Protection and Innovations under the California Residential Mortgage Lending Act, NMLS ID 237926, also licensed in AZ-0941504, FL-LO76508, GA-69178, ID-167867, IL-031.0058339, NC, NV-57237, OR, TN-184373, TX, WA-MLO-237926

6/27/2022

Many homeowners have recently received a Notice of Default, why now?

For more than two years, the federal government and has put a moratorium on foreclosures. Meaning, if someone was behind prior to the pandemic, they could not be foreclosed on. Many became behind due to the pandemic and as stated, there was nothing that the bank, county (think property taxes), or HOA’s (yes, that’s right, your HOA can foreclose on you), good do to collect or move forward with sale to rectify the balanced owed.

In today’s episode we talked about the following:

Sometimes selling your home is your only way to take care of your balance due, but if there is a way to save your home and get you back on track without the sale of your home, Mortgage Mom Radio is here to help you make that happen!

We have multiple homebuyer workshops scheduled for the rest of the year. RSVP now for our closest date! See below.

Homebuyer Workshop

https://www.eventbrite.com/e/367079603977

Book your free phone consultation today, BOOK NOW

We are LIVE on YOUTUBE every Monday and Wednesday @ 1PM PST. Interact with us LIVE while we record! Ask us your questions right in the comments.

Debbie Marcoux is licensed by the Department of Financial Protection and Innovations under the California Residential Mortgage Lending Act, NMLS ID 237926, also licensed in AZ-0941504, FL-LO76508, GA-69178, ID-167867, IL-031.0058339, NC, NV-57237, OR, TN-184373, TX, WA-MLO-237926

6/13/2022

This week the Fed is due to announce the next Federal Funds or Federal Prime Rate increase. It has been previously mentioned that every 6 weeks the fed plans to increase the rate by .50%. This time, before the meeting began, it was hinted that we would see an increase of .75%. This in itself has shot the stock market, the cryptocurrency market, and interest rates into a tailspin for the worse.

Additionally, last week it was announced that inflation has hit a 40 year high. The current inflation numbers haven’t been seen since 1981.

What does this mean to you?

Should you consider buying a home right now?

How do you get your budget inline? With gas and grocery costs being more than 10% of the household income right now, what can you do to get your expenses down?

Should you consider a refinance even though your first mortgage rate is lower than what is available today?

We have multiple homebuyer workshops scheduled for the rest of the year. RSVP now for our closest date! See below.

Homebuyer Workshop

Book your free phone consultation today, BOOK NOW

We are LIVE on YOUTUBE every Monday and Wednesday @ 1PM PST. Interact with us LIVE while we record! Ask us your questions right in the comments.

Debbie Marcoux is licensed by the Department of Financial Protection and Innovations under the California Residential Mortgage Lending Act, NMLS ID 237926, also licensed in AZ-0941504, FL-LO76508, GA-69178, ID-167867, IL-031.0058339, NC, NV-57237, OR, TN-184373, TX, WA-MLO-237926

06/02/2022

Today we talked all about our upcoming homebuyer workshop. We are super excited to see you both in person and virtually. Listen to the show, get your free tickets, and get yourself ready to become homeowners!

Homebuyer Workshop

Book your free phone consultation today, BOOK NOW

We are LIVE on YOUTUBE every Monday and Wednesday @ 1PM PST. Interact with us LIVE while we record! Ask us your questions right in the comments.

Debbie Marcoux is licensed by the Department of Financial Protection and Innovations under the California Residential Mortgage Lending Act, NMLS ID 237926, also licensed in AZ-0941504, FL-LO76508, GA-69178, ID-167867, IL-031.0058339, NC, NV-57237, OR, TN-184373, TX, WA-MLO-237926

5/27/2022

We are now offering:

Home Equity Lines of Credit – Home Equity Loans – Bridge Loans

This is fantastic when you have a really low interest rate on your current mortgage but you are looking to take cash out for home improvements or debt consolidation.

Bridge loans offer you a way to get the cash out of your property so that you can purchase without having to sell. A bridge loan does have to be paid off within 11 months so this would be a product for someone who does want to sell their home, but they want to move first to avoid the hassle of showing their home while living in the property.

Give us a call to learn more about these exciting new programs.

Would you like to RSVP for our Homebuyer Workshop?

 

Homebuyer Workshop

Book your free phone consultation today, BOOK NOW

We are LIVE on YOUTUBE every Monday and Wednesday @ 1PM PST. Interact with us LIVE while we record! Ask us your questions right in the comments.

Debbie Marcoux is licensed by the Department of Financial Protection and Innovations under the California Residential Mortgage Lending Act, NMLS ID 237926, also licensed in AZ-0941504, FL-LO76508, GA-69178, ID-167867, IL-031.0058339, NC, NV-57237, OR, TN-184373, TX, WA-MLO-237926

5/25/2022

Today I continued to review all of our new loan programs and announcements that we have had since the beginning of the year. We touched base once again regarding the following:

Would you like to RSVP for our Homebuyer Workshop?

 

Homebuyer Workshop

Book your free phone consultation today, BOOK NOW

We are LIVE on YOUTUBE every Monday and Wednesday @ 1PM PST. Interact with us LIVE while we record! Ask us your questions right in the comments.

Debbie Marcoux is licensed by the Department of Financial Protection and Innovations under the California Residential Mortgage Lending Act, NMLS ID 237926, also licensed in AZ-0941504, FL-LO76508, GA-69178, ID-167867, IL-031.0058339, NC, NV-57237, OR, TN-184373, TX, WA-MLO-237926