In this episode, we delve into the topic of interest rates and their impact on the housing market. As the economic climate shifts, so do interest rates, and we explore what this means for home buyers and sellers.

With the start of a new year, it’s no surprise that we’re seeing an influx of people looking to purchase homes. But with interest rates in a state of flux, the decision to buy can be a difficult one. We break down the pros and cons of buying in a rising interest rate environment and offer tips on how to navigate the market.

For more information and to get a scenario customized to you, book your free phone consultation today, BOOK NOW

We are LIVE on YOUTUBE every Wednesday @ 1PM PST. Interact with us LIVE while we record! Ask us your questions right in the comments. Text “MOM” to 844-935-3634 to receive a link once a week to join the show.

Debbie Marcoux is licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act, NMLS ID 237926, also licensed in AZ-0941504, FL-LO76508, GA-69178, ID-167867, IL-031.0058339, NC, NV-57237, MO, OR, TN-184373, TX, WA-MLO-237926

In this episode of our podcast, we explore the California Housing Finance Agency (CalHFA) and its shared appreciation loan program. We explain how CalHFA works, who qualifies for their programs, and what benefits they offer to homeowners. We also discuss shared appreciation loans, a unique type of financing that allows homeowners to access cash without adding to their monthly debt obligations. Our guest expert provides valuable insights into the pros and cons of shared appreciation loans and how they can be a valuable tool for homeowners in certain situations. Tune in to learn more about CalHFA and shared appreciation loans!

For more information and to get a scenario customized to you, book your free phone consultation today, BOOK NOW

We are LIVE on YOUTUBE every Wednesday @ 1PM PST. Interact with us LIVE while we record! Ask us your questions right in the comments. Text “MOM” to 844-935-3634 to receive a link once a week to join the show.

Debbie Marcoux is licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act, NMLS ID 237926, also licensed in AZ-0941504, FL-LO76508, GA-69178, ID-167867, IL-031.0058339, NC, NV-57237, MO, OR, TN-184373, TX, WA-MLO-237926

Join us for an insightful discussion on the recent hike in interest rates by the Federal Reserve and its profound impact on the housing market and economy as a whole. Our experts will delve into the nitty-gritty of this development, including how it affects both homebuyers and mortgage lenders. From examining current trends to forecasting future outcomes, our comprehensive analysis promises to provide you with valuable insights that can help inform your financial decisions. Don’t miss out on this informative episode!

For more information and to get a scenario customized to you, book your free phone consultation today, BOOK NOW

We are LIVE on YOUTUBE every Wednesday @ 1PM PST. Interact with us LIVE while we record! Ask us your questions right in the comments. Text “MOM” to 844-935-3634 to receive a link once a week to join the show.

Debbie Marcoux is licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act, NMLS ID 237926, also licensed in AZ-0941504, FL-LO76508, GA-69178, ID-167867, IL-031.0058339, NC, NV-57237, MO, OR, TN-184373, TX, WA-MLO-237926

In this discussion, we will explore the aftermath of recent bank collapses and their potential impact on the mortgage and real estate sectors. We will delve into the ripple effects that these events may have on the overall economy in upcoming years. From a macro perspective, we will examine how these developments may influence various industries and markets across the country. Additionally, we will consider any potential opportunities or challenges that could arise as a result of these changes in the economic landscape. Ultimately, our goal is to provide insights into what lies ahead for businesses and individuals navigating this shifting financial terrain.

For more information and to get a scenario customized to you, book your free phone consultation today, BOOK NOW

We are LIVE on YOUTUBE every Wednesday @ 1PM PST. Interact with us LIVE while we record! Ask us your questions right in the comments. Text “MOM” to 844-935-3634 to receive a link once a week to join the show.

Debbie Marcoux is licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act, NMLS ID 237926, also licensed in AZ-0941504, FL-LO76508, GA-69178, ID-167867, IL-031.0058339, NC, NV-57237, MO, OR, TN-184373, TX, WA-MLO-237926

Today, we discuss the current housing market and whether home prices have hit the bottom. We explore the potential for future growth and consider the implications of current market conditions. We also look at the potential impact of government policies and other factors that could affect investment decisions. Finally, we offer our insights and advice on the best strategies to consider when buying or selling a home.

For more information and to get a scenario customized to you, book your free phone consultation today, BOOK NOW

We are LIVE on YOUTUBE every Wednesday @ 1PM PST. Interact with us LIVE while we record! Ask us your questions right in the comments. Text “MOM” to 844-935-3634 to receive a link once a week to join the show.

Debbie Marcoux is licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act, NMLS ID 237926, also licensed in AZ-0941504, FL-LO76508, GA-69178, ID-167867, IL-031.0058339, NC, NV-57237, MO, OR, TN-184373, TX, WA-MLO-237926

Today on our podcast, we discuss the crucial factors to consider when selecting a real estate agent. We’ll cover what questions to ask, the different types of agents available, and the qualities to look for in an experienced professional. Tune in to get all the information you need to make your real estate journey a success!

For more information and to get a scenario customized to you, book your free phone consultation today, BOOK NOW

We are LIVE on YOUTUBE every Wednesday @ 1PM PST. Interact with us LIVE while we record! Ask us your questions right in the comments. Text “MOM” to 844-935-3634 to receive a link once a week to join the show.

Debbie Marcoux is licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act, NMLS ID 237926, also licensed in AZ-0941504, FL-LO76508, GA-69178, ID-167867, IL-031.0058339, NC, NV-57237, MO, OR, TN-184373, TX, WA-MLO-237926

Feb 22, 2023 FHA announced a reduction to the monthly mortgage insurance on their mortgage loans. This is very exciting!

Tune in to this episode to learn more about those changes and how it will help you!

Do you currently have an FHA loan? Streamline refinances are simple and you have the opportunity to reduce your monthly payment with the new mortgage insurance premium depending on the interest rate of your current loan. Call us to find out if this would benefit you! 844-935-3634.

For more information and to get a scenario customized to you, book your free phone consultation today, BOOK NOW

We are LIVE on YOUTUBE every Wednesday @ 1PM PST. Interact with us LIVE while we record! Ask us your questions right in the comments. Text “MOM” to 844-935-3634 to receive a link once a week to join the show.

Debbie Marcoux is licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act, NMLS ID 237926, also licensed in AZ-0941504, FL-LO76508, GA-69178, ID-167867, IL-031.0058339, NC, NV-57237, MO, OR, TN-184373, TX, WA-MLO-237926

You ready to buy a home but have no idea where to start? Text “workshop” to 844-935-3634 to receive a link to join when we get started.

Save the Date: March 11, 2023 @ 12:00PM PST

For more information and to get a scenario customized to you, book your free phone consultation today, BOOK NOW

We are LIVE on YOUTUBE every Wednesday @ 1PM PST. Interact with us LIVE while we record! Ask us your questions right in the comments. Text “MOM” to 844-935-3634 to receive a link once a week to join the show.

Debbie Marcoux is licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act, NMLS ID 237926, also licensed in AZ-0941504, FL-LO76508, GA-69178, ID-167867, IL-031.0058339, NC, NV-57237, MO, OR, TN-184373, TX, WA-MLO-237926

Single Women outpace men in homeownership!

For more information and to get a scenario customized to you, book your free phone consultation today, BOOK NOW

We are LIVE on YOUTUBE every Wednesday @ 1PM PST. Interact with us LIVE while we record! Ask us your questions right in the comments. Text “MOM” to 844-935-3634 to receive a link once a week to join the show.

Debbie Marcoux is licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act, NMLS ID 237926, also licensed in AZ-0941504, FL-LO76508, GA-69178, ID-167867, IL-031.0058339, NC, NV-57237, MO, OR, TN-184373, TX, WA-MLO-237926

2/1/2023

The Fed increased rates by .25%. What does this mean for you and how will it change interest rates?

Today we talked about getting off the fence and getting your pre-approval started. Why? Tune in to find out more!

For more information and to get a scenario customized to you, book your free phone consultation today, BOOK NOW

We are LIVE on YOUTUBE every Wednesday @ 1PM PST. Interact with us LIVE while we record! Ask us your questions right in the comments. Text “MOM” to 844-935-3634 to receive a link once a week to join the show.

Debbie Marcoux is licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act, NMLS ID 237926, also licensed in AZ-0941504, FL-LO76508, GA-69178, ID-167867, IL-031.0058339, NC, NV-57237, MO, OR, TN-184373, TX, WA-MLO-237926