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Have you ever had a traumatic car buying experience? I know that I have! I absolutely hate feeling like I’m being attached by vulture’s when I walk through the door at a car dealership. Buying a car is the last experience on my list of anywhere near pleasant, exciting, or something that I’m looking forward to. However, we all must do it. Many of us live in area’s where public transportation is not an option to get us where we need to go. We must rely on our car which puts us back in the dealership every 2-5 years depending on the kind of car shopper that you are.
I was in the dealership myself getting prepared for my next purchase and I found the only dealership that I can truly say was a pleasant experience. Why was I impressed?
- A car dealer that offers Pre-Approval’s! Do you have some credit or income challenges and it would make you feel better to talk with someone before you walk into the dealership?
- Are you looking for someone who can walk you through the details of a car or truck? Need to know how much that it can tow, are you looking at vehicles that are too big or too small for your needs? They know their inventory!
- Want to ask questions without a ton of pressure? These guys really are the NICE guys!
If you are in the market for a new car, Tustin-Buick GMC is a family owned dealership with the customer experience and service that you need as a buyer.
Right now, if you mention “Mortgage Mom Radio” they are offering $4500 off the MSRP of a new Yukon along with 72 months of zero interest financing on that Yukon. Mom Approves!! Thought about a Yukon but don’t live in the area? Take advantage of this offer by reaching out by phone or through their website, tustingmc.com
How do you get through to Mom? Email is a fantastic way to get through to the Mortgage Mom! debbie@mortgagemomradio.com Text messages and phone calls are great too! Do you know how to contact us? Text the word “MOM” to 474747 or give us a call 844-935-3634!
Download our Phone App loaded with every mortgage tool that you could need, and last but not least, watch our weekly Homebuyer Workshop Series on YouTube!
Debbie Marcoux is Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act, CA-DBO237926, AZ-0941504, TN 184373, TX
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Our listeners text us questions weekly. In this episode we answer many questions that came in during the show. One of those questions helped us to explain mortgage insurance, VA funding fee’s, and FHA mortgage insurance premium options. Did you know that you do not have to pay mortgage insurance with less than 20% down on many loan programs? If you would like to reach out and ask us questions, please feel free to text us and get a personal answer back!
How do you get through to Mom? Email is a fantastic way to get through to the Mortgage Mom! Debbie@MortgageMomRadio.com Text messages and phone calls are great too! Do you know how to contact us? Text the word “MOM” to 474747 or give us a call 844-935-3634!
Download our Phone App loaded with every mortgage tool that you could need, and last but not least, watch our weekly Homebuyer Workshop Series on YouTube!
Debbie Marcoux is Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act, CA-DBO237926, AZ-0941504, TN 184373, TX
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The Federal Prime Prime Rate has dropped again. The common phone call received this week is, “What does this mean to me? Will I get a lower interest rate for my loan in process?” I explain how the prime rate effects credit cards and home equity lines of credit vs. first mortgage interest rates that are driven by mortgage backed securities. What are mortgage backed securities? Tune in to this episode to learn more and to understand how we determine the interest rate that you receive.
How do you get through to Mom? Email is a fantastic way to get through to the Mortgage Mom, debbie@mortgagemomradio.com. Text messages and phone calls are great too! Do you know how to contact us? Text the word “MOM” to 474747 or give us a call 844-935-3634!
Download our Phone App loaded with every mortgage tool that you could need, and last but not least, watch our Homebuyer Workshop Series on YouTube!
Debbie Marcoux is Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act, CA-DBO237926, AZ-0941504, TN 184373, TX
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Would you like to understand your credit report a little bit better? Our Credit Cowboy, Steve Altonian, talks to us about credit report’s, his credit repair services, and the easiest collection accounts to remove from your credit report and why.
Would you like to contact Steve?
Steve Altonion – Credit Law Solutions
Phone: 818-932-9531
Email: steve@askthecreditcowboy.com
Website: askthecreditcowboy.com
How do you get through to Mom? Email is a fantastic way to get through to the Mortgage Mom! Debbie@MortgageMomRadio.com Text messages and phone calls are great too! Do you know how to contact us? Text the word “MOM” to 474747 or give us a call 844-935-3634!
Download our Phone App loaded with every mortgage tool that you could need, and last but not least, watch our weekly Homebuyer Workshop Series on YouTube!
Debbie Marcoux is Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act, CA-DBO237926, AZ-0941504, TN 184373, TX
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Monday’s are catch up with Mom day’s. What have Debbie and Heidi been up to this week?
- Mortgage Mom Radio moves companies and now calls home to Movement Mortgage!
- Heidi becomes a Grandma!
- The little guy is sick!
- The Federal Reserve reduces the Prime Rate!
It was a whirlwind of week for us flying to Phoenix, moving office locations, changing mortgage companies, taking care of sick kids, becoming a grandma, and the Federal Reserve reduced the prime rate again. What does that mean to you? I will talk about the Federal Reserve Prime Rate in the following podcast.
Why did we chose Movement Mortgage? Simply their ability to do a loan. They are a well oiled machine that will close loans quickly and offer great interest rates.
How do you get through to Mom? Email is a fantastic way to get through to the Mortgage Mom! Debbie@MortgageMomRadio.com Text messages and phone calls are great too! Do you know how to contact us? Text the word “MOM” to 474747 or give us a call 844-935-3634!
Download our Phone App loaded with every mortgage tool that you could need, and last but not least, watch our weekly Homebuyer Workshop Series on YouTube!
Debbie Marcoux is Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act, CA-DBO237926, AZ-0941504, TN 184373, TX
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Catching Up with Mom on Monday’s! We were so excited as a family to spend our Labor Day weekend at the Great Wolf Lodge. Well, let me just tell you that it is anything but a vacation! Tune in as Debbie and Manny talk about their experience and how there are hotel options in Anaheim, CA that would be similar in price but with a much better experience.
How do you get through to Mom? Email is a fantastic way to get through to the Mortgage Mom! Debbie@MortgageMomRadio.com Text messages and phone calls are great too! Do you know how to contact us? Text the word “MOM” to 474747 or give us a call 844-935-3634!
Download our Phone App loaded with every mortgage tool that you could need, and last but not least, watch our weekly Homebuyer Workshop Series on YouTube!
Debbie Marcoux is Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act, CA-DBO237926, AZ-0941504, TN 184373, TX
Podcast: Play in new window | Download (Duration: 21:12 — 40.8MB) | Embed
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30 YR Mortgage Rates are at their lowest levels in three years. What should be your expectation of the timeline to close on a refinance? How about a purchase, will it take just as long as a refinance?
Every Friday, we will focus on your questions and we answer those for you live! The questions we receive come in through email, phone, and text message. This week the questions were great! If you have a question, don’t hesitate to reach out too, we will answer your questions right here on the Mortgage Mom Radio Podcast. Every Friday we will bring you answers to the questions received from the following week.
How do you get through to Mom? Email is a fantastic way to get through to the Mortgage Mom! Debbie@MortgageMomRadio.com Text messages and phone calls are great too! Do you know how to contact us? Text the word “MOM” to 474747 or give us a call 844-935-3634!
Download our Phone App loaded with every mortgage tool that you could need, and last but not least, watch our weekly Homebuyer Workshop Series on YouTube!
Debbie Marcoux is Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act, CA-DBO237926, AZ-0941504, TN 184373, TX
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Every Friday we answer the questions that came in throughout the previous week by text message, website and email. This is a great episode to hear what others listeners are asking and how we answer those questions. Many times, you will find that there is a question that may also pertain to you. Don’t miss out, if you have your own specific question, reach out to us, we want to answer your questions too!
How do you get through to Mom? Email is a fantastic way to get through to the Mortgage Mom! Debbie@MortgageMomRadio.com Text messages and phone calls are great too! Do you know how to contact us? Text the word “MOM” to 474747 or give us a call 844-935-3634!
Download our Phone App loaded with every mortgage tool that you could need, and last but not least, watch our weekly Homebuyer Workshop Series on YouTube!
Debbie Marcoux is Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act, CA-DBO237926, AZ-0941504, TN 184373, TX
Podcast: Play in new window | Download (Duration: 18:48 — 36.1MB) | Embed
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Do you have your trust set up yet? Do you know the difference between a trust and a will? Did you know that even if you have a will written, probate is still required?
In this episode we talk with Crista Hermance, Estate Planning Mom! She is a trust attorney and explains the difference between a trust and a will. She talks about the cost of probate vs the cost of having your trust set up in advance. A financial Power of attorney’s, and medical directive should be set up for anyone who is over the age of 18.
If you would like to contact Crista directly, you can reach her in the following ways:
Crista B. Hermance
Estate Planning Attorney
Focusing on Families with Minor Children
p: (805) 518-9633
e: Crista@HermanceLaw.com
w: www.HermanceLaw.com
a: 1500 Palma Drive, Suite 270
Ventura, CA 93003
How do you get through to Mom? Email is a fantastic way to get through to the Mortgage Mom! Debbie@MortgageMomRadio.com Text messages and phone calls are great too! Do you know how to contact us? Text the word “MOM” to 474747 or give us a call 844-935-3634!
Download our Phone App loaded with every mortgage tool that you could need, and last but not least, watch our weekly Homebuyer Workshop Series on YouTube!
Debbie Marcoux is Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act, CA-DBO237926, AZ-0941504, TN 184373, TX
Podcast: Play in new window | Download (Duration: 21:41 — 41.8MB) | Embed
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Every few episodes we take the time to catch up with The Mortgage Mom and what’s new in life. The kids went back to school and for Debbie & Heidi, life has been turned upside down a few times. How did your first back to school week go? Text us with your funny stories, we’d love to hear from you!
How do you get through to Mom? Email is a fantastic way to get through to the Mortgage Mom! Debbie@MortgageMomRadio.com Text messages and phone calls are great too! Do you know how to contact us? Text the word “MOM” to 474747 or give us a call 844-935-3634!
Download our Phone App loaded with every mortgage tool that you could need, and last but not least, watch our weekly Homebuyer Workshop Series on YouTube!
Debbie Marcoux is Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act, CA-DBO237926, AZ-0941504, TN 184373, TX