Today we focused on renovating your home utilizing a renovation loan. We also talked about adding an ADU (Additional Dwelling Units) utilizing renovation financing. Our income topic today focused on how we calculate commission income when qualifying for a home loan. Our Homebuyer topic today was on Physical inspections, what are they, different than an appraisal, and should you get one.

Don’t forget to watch all the upcoming shows in march so you can find out when you can enter the giveaway for Stagecoach 2019 Tickets! We won’t tell you what show we will be doing the giveaway on, so don’t forget to watch every show in march.

How do you get through to Mom? Email is a fantastic way to get through to the Mortgage Mom, debbie@mortgagemomradio.com. Text messages and phone calls are great too! Do you know how to contact us? Text the word “MOM” to 474747 or give us a call 844-935-3634!

Download our Phone App loaded with every mortgage tool that you could need, and last but not least, watch our Homebuyer Workshop Series on YouTube!

Debbie Marcoux is licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act, NMLS ID 237926, also licensed in AZ-0941504, GA-69178, IL-031.0058339, NV-57237, OR, TN-184373, TX, WA-MLO-237926 | Heidi Slagle-Points CA NMLS ID 1666881

Mom talks about here first adventure with the new RV. We talk about how you can win free tickets to this years Stagecoach Music Festival. Want to know what a 30 day rate lock is and why its important for you to know about, listen now. Also, you guys always wonder how we calculate your hourly income, listen now to find out how we do it. Make sure you tune in next Wednesday at       5 P.M. to hear new information and also make sure to like, subscribe, and turn on those notifications to enter yourself into the Stagecoach Ticket Raffle.

How do you get through to Mom? Email is a fantastic way to get through to the Mortgage Mom, debbie@mortgagemomradio.com. Text messages and phone calls are great too! Do you know how to contact us? Text the word “MOM” to 474747 or give us a call 844-935-3634!

Download our Phone App loaded with every mortgage tool that you could need, and last but not least, watch our Homebuyer Workshop Series on YouTube!

Debbie Marcoux is licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act, NMLS ID 237926, also licensed in AZ-0941504, GA-69178, IL-031.0058339, NV-57237, OR, TN-184373, TX, WA-MLO-237926 | Heidi Slagle-Points CA NMLS ID 1666881

We had Steve Altonian, our Credit Cowboy on our show today to talk all about credit score changes that are on the horizon. Be prepared, know how you will be effected and what the best steps are to guarantee your highest score possible!

How do you get through to Mom? Email is a fantastic way to get through to the Mortgage Mom, debbie@mortgagemomradio.com. Text messages and phone calls are great too! Do you know how to contact us? Text the word “MOM” to 474747 or give us a call 844-935-3634!

Download our Phone App loaded with every mortgage tool that you could need, and last but not least, watch our Homebuyer Workshop Series on YouTube!

Debbie Marcoux is licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act, NMLS ID 237926, also licensed in AZ-0941504, GA-69178, IL-031.0058339, NV-57237, OR, TN-184373, TX, WA-MLO-237926 | Heidi Slagle-Points CA NMLS ID 1666881

This week we had some really great information that can help you regardless of whether your a homeowner today or a future homeowner. We talked with our Tax Grandma about the upcoming tax season and what we need to do to get prepared. Did you know that many of us in CA may have paid too much last year?

Catch up with the mom’s, what do they have going on this week? Diets, Grandbabies, garage cleaning, just about everything you would expect from mom. New exercise regiment? Do you have a remedy to help Debbie with her colds?

Are you the surviving spouse of a Veteran? There are very specific guidelines around the eligibility to use your benefits. Give us a call and we will go through those with you one on one.

How do you get through to Mom? Email is a fantastic way to get through to the Mortgage Mom, debbie@mortgagemomradio.com. Text messages and phone calls are great too! Do you know how to contact us? Text the word “MOM” to 474747 or give us a call 844-935-3634!

Download our Phone App loaded with every mortgage tool that you could need, and last but not least, watch our Homebuyer Workshop Series on YouTube!

Debbie Marcoux is licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act, NMLS ID 237926, also licensed in AZ-0941504, GA-69178, IL-031.0058339, NV-57237, OR, TN-184373, TX, WA-MLO-237926 | Heidi Slagle-Points CA NMLS ID 1666881

This was a big show! We had Drew Young in, singer song writer, and currently working on his documentary, “We Share the Gift”. He was also the genius behind our new Mortgage Mom Radio jingle!

We also covered important details about Home Equity Lines of Credit, financing both purchase and refinance when you have tax liens, and a little bit more about Down Payment Assistance.

It was a great show with a lot of valuable information as well as little singing.

How do you get through to Mom? Email is a fantastic way to get through to the Mortgage Mom, debbie@mortgagemomradio.com. Text messages and phone calls are great too! Do you know how to contact us? Text the word “MOM” to 474747 or give us a call 844-935-3634!

Download our Phone App loaded with every mortgage tool that you could need, and last but not least, watch our Homebuyer Workshop Series on YouTube!

Debbie Marcoux is licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act, NMLS ID 237926, also licensed in AZ-0941504, GA-69178, IL-031.0058339, NV-57237, OR, TN-184373, TX, WA-MLO-237926 | Heidi Slagle-Points CA NMLS ID 1666881

In this episode we catch up with mom and talk about GM Financial reporting payments incorrectly to Debbie’s credit report and how she fixed it. Heidi was declined for a loan that she never applied for, and we go into the multiple options of down payment assistance programs for California. Have you heard of Calhfa, California Dreamin, or GSFA? Loans are all about acronyms but we give you the details that you need to determine if down payment assistance might be an option for you!

How do you get through to Mom? Email is a fantastic way to get through to the Mortgage Mom, debbie@mortgagemomradio.com. Text messages and phone calls are great too! Do you know how to contact us? Text the word “MOM” to 474747 or give us a call 844-935-3634!

Download our Phone App loaded with every mortgage tool that you could need, and last but not least, watch our Homebuyer Workshop Series on YouTube!

Debbie Marcoux is licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act, NMLS ID 237926, also licensed in AZ-0941504, GA-69178, IL-031.0058339, NV-57237, OR, TN-184373, TX, WA-MLO-237926 | Heidi Slagle-Points CA NMLS ID 1666881

In this episode we focus on:

 

Complete California Down Payment Assistance information will be broken down next week. If you’ve been trying to purchase a home and your not quite sure how you are going to come up with a down payment, check back next Monday. It’s going to be jam packed with information that you cannot get anywhere else!

How do you get through to Mom? Email is a fantastic way to get through to the Mortgage Mom, debbie@mortgagemomradio.com. Text messages and phone calls are great too! Do you know how to contact us? Text the word “MOM” to 474747 or give us a call 844-935-3634!

Download our Phone App loaded with every mortgage tool that you could need, and last but not least, watch our Homebuyer Workshop Series on YouTube!

Debbie Marcoux is licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act, NMLS ID 237926, also licensed in AZ-0941504, GA-69178, IL-031.0058339, NV-57237, OR, TN-184373, TX, WA-MLO-237926 | Movement Mortgage, LLC supports Equal Housing Opportunity. NMLS ID# 39179 (For licensing information, go to: www.nmlsconsumeraccess.org) | 877-314-1499.

In this episode we talk about mortgage payments and how you don’t want to miss any one. When you miss a mortgage payment, it gets really hard for Debbie help you out when trying to find a new home or help you with a loan on your current home. Please make sure you always make those payments on time.

What is the best time of year to buy a home? What time of the year do most people like to move into a new home? The Moms go over all of this in this weeks episode!

How do you get through to Mom? Email is a fantastic way to get through to the Mortgage Mom, debbie@mortgagemomradio.com. Text messages and phone calls are great too! Do you know how to contact us? Text the word “MOM” to 474747 or give us a call 844-935-3634!

Download our Phone App loaded with every mortgage tool that you could need, and last but not least, watch our Homebuyer Workshop Series on YouTube!

Debbie Marcoux is licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act, NMLS ID 237926, also licensed in AZ-0941504, GA-69178, IL-031.0058339, NV-57237, OR, TN-184373, TX, WA-MLO-237926 | Movement Mortgage, LLC supports Equal Housing Opportunity. NMLS ID# 39179 (For licensing information, go to: www.nmlsconsumeraccess.org) | 877-314-1499.

Yes you’ve read that right! Debbie and Heidi will be going live on YouTube every Friday at 9am for the rest of 2020. They will be recording their show for Satudary during the live event, so if you want to tune in please do and ask your questions. We will answer your questions LIVE on Friday’s!

How will you make 2020 a better year than 2019? Are you scared of trying new things, such as buying a home? Well don’t be, call the Mortgage Mom and we’ll help get you into a new home!

How do you get through to Mom? Email is a fantastic way to get through to the Mortgage Mom, debbie@mortgagemomradio.com. Text messages and phone calls are great too! Do you know how to contact us? Text the word “MOM” to 474747 or give us a call 844-935-3634!

Download our Phone App loaded with every mortgage tool that you could need, and last but not least, watch our Homebuyer Workshop Series on YouTube!

Debbie Marcoux is licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act, NMLS ID 237926, also licensed in AZ-0941504, GA-69178, IL-031.0058339, NV-57237, OR, TN-184373, TX, WA-MLO-237926 | Movement Mortgage, LLC supports Equal Housing Opportunity. NMLS ID# 39179 (For licensing information, go to: www.nmlsconsumeraccess.org) | 877-314-1499.

Catch up with The Mom’s! How did their holiday season go? Debbie had her dad in town from Illinois for Christmas and New Years. It was the first time she’s spent the holidays with him since she was a kid! The Mom’s talk about their New Years Resolutions and give some ideas around what you could set as your New Years resolution as well. Do you need to pay off student loan debt or possibly personal debt incurred during the holiday’s?  Maybe it’s time to get out of your apartment and into your own home!

How do you get through to Mom? Email is a fantastic way to get through to the Mortgage Mom, debbie@mortgagemomradio.com. Text messages and phone calls are great too! Do you know how to contact us? Text the word “MOM” to 474747 or give us a call 844-935-3634!

Download our Phone App loaded with every mortgage tool that you could need, and last but not least, watch our Homebuyer Workshop Series on YouTube!

Debbie Marcoux is licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act, NMLS ID 237926, also licensed in AZ-0941504, GA-69178, IL-031.0058339, NV-57237, OR, TN-184373, TX, WA-MLO-237926 | Movement Mortgage, LLC supports Equal Housing Opportunity. NMLS ID# 39179 (For licensing information, go to: www.nmlsconsumeraccess.org) | 877-314-1499.