Radio Shows - Podcast | Page 19 of 43

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Mortgage Mom Radio airs weekly focusing on topics that will educate our listeners around mortgage lending. Today we gave some advice and education for first-time buyers and give some real-life examples of difficult mortgage decisions.

We are LIVE on YouTube every Wednesday at 5 PM. Watch us record our show! Ask us your questions right in the feed, we’ll read those and answer them for you. Make sure to subscribe to our channel and turn on your notifications to know when we get started.

Mortgage Mom Radio equips you with all of the mortgage education that you could ask for right at your fingertips! Listen to our Podcast with hours of shows and topics, download our PHONE APP loaded with every mortgage tool that you could need, and last but not least, watch our weekly Homebuyer Workshop Series on YouTube! Mortgage Mom Radio

How do you schedule a phone appointment with mom? Call our office, 844-935-3634. Get your free consultation today! Do you want our phone app to have the tools you need at your fingertips? Click the link: PHONE APP

Debbie Marcoux is licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act, NMLS ID 237926, also licensed in AZ-0941504, GA-69178, IL-031.0058339, NV-57237, OR, TN-184373, TX, WA-MLO-237926 | Heidi Slagle-Points CA NMLS ID 1666881

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Mortgage Mom Radio airs weekly focusing on topics that will educate our listeners around mortgage lending. Today we are finally back in studio after 30 days of working on the road! Come check in and catch up with Mom in this week’s show.

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Mortgage Mom Radio airs weekly focusing on topics that will educate our listeners around mortgage lending. Today we returned from a two week break with an exciting show featuring Larry and Carrie! After catching up on everything that has happened over the last two weeks, we discussed why refinancing is right for some and not for others as well as changes coming from Fannie Mae.

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Mortgage Mom Radio airs weekly focusing on topics that will educate our listeners around mortgage lending. Today we answered questions surrounding closing costs and also the importance of working with the right real estate agent. We also wished Heidi luck in her move to Arizona and shared an adorable video from our littlest fan!

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Mortgage Mom Radio airs weekly focusing on topics that will educate our listeners around mortgage lending. Today we discussed the benefits of owning a duplex/triplex/quadplex, deferment vs forbearance, important things to know about self-employed income when applying, and answer listeners’ questions.

Mortgage Mom Radio airs weekly focusing on topics that will educate our listeners around mortgage lending. There is no show this week but here is some information you may find useful!

A Look Into the Markets

3 Takeaways From the 2015 MBA Housing Demand Report

This past week, the National Association of Home Builders (NAHB) reported that their Sentiment Index for June rose sharply to 72, thereby lifting the index to exactly where it was in March, prior to COVID-19.

Within the report there were sharp increases in the following three components:

Sales conditions
Sales expectations
Buyer traffic

Builders in the Northeast and Midwest are seeing a surge in demand after being sidelined from COVID-19.

One of the interesting parts of the report came from Robert Dietz, NAHB’s chief economist, who shared this, “Nonetheless, the important story of the changing geography of housing demand is benefiting new construction. New home demand is improving in lower density markets, including small metro areas, rural markets, and large metro exurbs, as people seek out larger homes and anticipate more flexibility for telework in the years ahead. Flight to the suburbs is real.”

On top of this great housing story, Freddie Mac reported that the average 30-year mortgage hit an all-time low of 2.98%, making home buyers feel very good.

Bottom line: Housing will continue to shine for the foreseeable future as low rates, household formation, migration to suburbs, and flexibility to work remotely provide a tailwind.

If you have any questions regarding home loan rates or products, give me a call. I’m always happy to help.

Podcast: Play in new window | Download (Duration: 59:27 — 25.1MB) | Embed

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Mortgage Mom Radio airs weekly focusing on topics that will educate our listeners around mortgage lending. Today we revisited 2019’s FHA and VA loan workshop, stopping it along the way to cover what has changed since just last year.

The Future of Homeownership

In a recent survey involving more than 100 economists, Zillow found that housing experts share the opinion that Generation Z is likely to become homeowners at a higher rate than millennials. Millennials are currently in the prime years for purchasing a first home, and yet homeownership among the group has fallen. Gen Z is currently 23 and younger, but in 15 years when they reach the age millennials are now, 45% of the economists polled believe over 60% of them will be homeowners.

One of the reasons for the increase in homeownership is that the inventory crisis that makes it challenging for current buyers to afford a home is expected to resolve itself. In addition, economists believe that Gen Zers will be more likely to live in affordable areas versus the millennial generation who are drawn to expensive urban neighborhoods.

Another contributing factor is that Gen Z is expected to enter the job market during an upswing in the economic cycle, although time will tell how the current pandemic will impact the economy long term. Millennials were coming out of college and entering the workforce right as the economy went into recession, creating income-related hurdles and career challenges.

A recent study of Gen Z found that the majority of the Gen Z members polled prefer to move to diverse communities and want features like backyards with decks or patios for outdoor entertaining, open floor plans, garages, and hardwood flooring. Though members of this generation are digital natives, only 17% of respondents indicated that smart-home technology was an important feature for them. Forty-six percent, nearly half of all respondents, said they want a single-family home, while only 7% want a townhome, 5% want a multi-family unit, and 5% want a condo.

Despite being better connected than previous generations, Gen Z is often referred to as the loneliest generation. It comes as no surprise then that one of their top priorities for a home is having entertaining spaces both inside and outside the home. They want large outdoor spaces for spending time with friends and family as well as open floor plans to optimize the space in their homes.

If you have any questions regarding home loan rates or products, give me a call. I’m always happy to help.

Podcast: Play in new window | Download (Duration: 57:29 — 24.3MB) | Embed

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Mortgage Mom Radio airs weekly focusing on topics that will educate our listeners around mortgage lending. Today we talked about HOAs CC&Rs and the difference between them, the loan application process, mortgage impounds, and insurance.

Podcast: Play in new window | Download (Duration: 57:23 — 24.2MB) | Embed

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Mortgage Mom Radio airs weekly focusing on topics that will educate our listeners around mortgage lending. Today Debbie returns from vacation and Heidi returns in-studio! We talked about pre-approvals and making offers, and updates on refinancing with today’s mortgage rates.

Podcast: Play in new window | Download (Duration: 56:26 — 23.9MB) | Embed

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Mortgage Mom Radio airs weekly focusing on topics that will educate our listeners around mortgage lending. Today we talked about closing costs and paying points for your interest rate. How do you determine if it makes sense to do so? Mortgage Mom Radio Live – The Mortgage Mom is going on vacation! Thank you Germaine Marine – Arizona for all of your help to get my family off to a great start for our summer vacation! We had Larry, our Mortgage Dad on the show today and he is so insightful. He had a ton of great advice today, you don’t want to miss this one! The Mortgage Dad is in charge while I’m out, give him a call, 844-935-3634, ask for Larry!

We are LIVE on YouTube every Wednesday at 5PM. Watch us record our show! Ask us your questions right in the feed, we’ll read those and answer them for you. Make sure to subscribe to our channel and turn on your notifications to know when we get started.