Today we focused on the Coronavirus and how it has changed our mortgage industry overnight. Are you wondering if you should defer your mortgage payments, have you been trying to purchase a home with down payment assistance, do you need cash out of your home but your credit score is just average, we touch on the changes in this episode. Jumbo loans, where did they go? Bank Statement loan programs, self-employed borrowers, tune in for more!

We are LIVE on YouTube every Wednesday at 5PM. Watch us record our show! Ask us your questions right in the feed, we’ll read those and answer them for you. Make sure to subscribe to our channel and turn on your notifications to know when we get started.

Mortgage Mom Radio equips you with all of the mortgage education that you could ask for right at your fingertips! Listen to our Podcast with hours of shows and topics, download our PHONE APP loaded with every mortgage tool that you could need, and last but not least, watch our weekly Homebuyer Workshop Series on YouTube! Mortgage Mom Radio

How do you schedule a phone appointment with mom? Call our office, 844-935-3634. Get your free consultation today! Do you want our phone app to have the tools you need at your fingertips? Click the link: PHONE APP

Debbie Marcoux is licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act, NMLS ID 237926, also licensed in AZ-0941504, GA-69178, IL-031.0058339, NV-57237, OR, TN-184373, TX, WA-MLO-237926 | Heidi Slagle-Points CA NMLS ID 1666881

Mortgage Mom Radio air’s weekly focusing on topics that will educate our listeners around mortgage lending. Today we focused on the the fed reducing the rate to 0% what does that mean to you? Will you get a zero percent rate for your mortgage?

We also talked about the trying times ahead with talks of possible recession on it’s way. How can you safeguard yourself and protect your credit and home? Should you be considering purchasing a home today? If you are a renter, should you be concerned? How do you get your application quickly reviewed and locked in during these times that are so busy for mortgage lenders? It was a jam packed show with a ton of great information!

Tune in every Wednesday at 9AM to watch us record our show live! We typically run at 5PM, but due to the virus and the limited amount of resources, we will temporarily be switching our show to 9AM on Wednesday’s instead.

Mortgage Mom Radio equips you with all of the mortgage education that you could ask for right at your fingertips! Listen to our Podcast with hours of shows and topics, download our Phone App loaded with every mortgage tool that you could need, and last but not least, watch our weekly Homebuyer Workshop Series on YouTube! www.mortgagemomradio.com

How do you schedule a phone appointment with mom? Call our office, 844-935-3634. Get your free consultation today! Do you want our phone app to have the tools you need at your fingertips? Click the link below! https://mortgagemomradio.cardtapp.com

 

Debbie Marcoux is licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act, NMLS ID 237926, also licensed in AZ-0941504, GA-69178, IL-031.0058339, NV-57237, OR, TN-184373, TX, WA-MLO-237926 | Heidi Slagle-Points CA NMLS ID 1666881

 

Mortgage Mom Radio air’s weekly focusing on topics that will educate our listeners around mortgage lending. Today we focused on the influx of new loan applications due to the falling interest rates and what that means to you. We also talked about first time buyers and getting into your first home!

We also explained how we calculate income for Self-Employed Borrowers as well as how soon that you can buy a home and obtain financing after a bankruptcy. What kind of bankruptcy did you have? What were the circumstances that took place that created the need for the bankruptcy?

Tune in every Wednesday at 5PM to watch us record our show live!

Mortgage Mom Radio equips you with all of the mortgage education that you could ask for right at your fingertips! Listen to our Podcast with hours of shows and topics, download our Phone App loaded with every mortgage tool that you could need, and last but not least, watch our weekly Homebuyer Workshop Series on YouTube! www.mortgagemomradio.com

How do you schedule a phone appointment with mom? Call our office, 844-935-3634. Get your free consultation today! Do you want our phone app to have the tools you need at your fingertips? Click the link below! https://mortgagemomradio.cardtapp.com/

 

Download our Phone App loaded with every mortgage tool that you could need, and last but not least, watch our Homebuyer Workshop Series on YouTube!

Debbie Marcoux is licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act, NMLS ID 237926, also licensed in AZ-0941504, GA-69178, IL-031.0058339, NV-57237, OR, TN-184373, TX, WA-MLO-237926 | Heidi Slagle-Points CA NMLS ID 1666881

Today we focused on The Federal Reserve Prime Rate being reduced by .50PT in Emergency Meeting. How does this effect you? Should you refinance your mortgage? Where did rates go?

We also explained how we calculate income for Self-Employed Borrowers as well as how soon that you can buy a home and obtain financing after a bankruptcy. What kind of bankruptcy did you have? What were the circumstances that took place that created the need for the bankruptcy?

Tune in every Wednesday at 5PM to watch us record our show live!

Don’t forget to watch all the upcoming shows in march so you can find out when you can enter the giveaway for Stagecoach 2019 Tickets! We won’t tell you what show we will be doing the giveaway on, so don’t forget to watch every show in march.

How do you get through to Mom? Email is a fantastic way to get through to the Mortgage Mom, debbie@mortgagemomradio.com. Text messages and phone calls are great too! Do you know how to contact us? Text the word “MOM” to 474747 or give us a call 844-935-3634!

Download our Phone App loaded with every mortgage tool that you could need, and last but not least, watch our Homebuyer Workshop Series on YouTube!

Debbie Marcoux is licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act, NMLS ID 237926, also licensed in AZ-0941504, GA-69178, IL-031.0058339, NV-57237, OR, TN-184373, TX, WA-MLO-237926 | Heidi Slagle-Points CA NMLS ID 1666881

Today we focused on renovating your home utilizing a renovation loan. We also talked about adding an ADU (Additional Dwelling Units) utilizing renovation financing. Our income topic today focused on how we calculate commission income when qualifying for a home loan. Our Homebuyer topic today was on Physical inspections, what are they, different than an appraisal, and should you get one.

Don’t forget to watch all the upcoming shows in march so you can find out when you can enter the giveaway for Stagecoach 2019 Tickets! We won’t tell you what show we will be doing the giveaway on, so don’t forget to watch every show in march.

How do you get through to Mom? Email is a fantastic way to get through to the Mortgage Mom, debbie@mortgagemomradio.com. Text messages and phone calls are great too! Do you know how to contact us? Text the word “MOM” to 474747 or give us a call 844-935-3634!

Download our Phone App loaded with every mortgage tool that you could need, and last but not least, watch our Homebuyer Workshop Series on YouTube!

Debbie Marcoux is licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act, NMLS ID 237926, also licensed in AZ-0941504, GA-69178, IL-031.0058339, NV-57237, OR, TN-184373, TX, WA-MLO-237926 | Heidi Slagle-Points CA NMLS ID 1666881

Mom talks about here first adventure with the new RV. We talk about how you can win free tickets to this years Stagecoach Music Festival. Want to know what a 30 day rate lock is and why its important for you to know about, listen now. Also, you guys always wonder how we calculate your hourly income, listen now to find out how we do it. Make sure you tune in next Wednesday at       5 P.M. to hear new information and also make sure to like, subscribe, and turn on those notifications to enter yourself into the Stagecoach Ticket Raffle.

How do you get through to Mom? Email is a fantastic way to get through to the Mortgage Mom, debbie@mortgagemomradio.com. Text messages and phone calls are great too! Do you know how to contact us? Text the word “MOM” to 474747 or give us a call 844-935-3634!

Download our Phone App loaded with every mortgage tool that you could need, and last but not least, watch our Homebuyer Workshop Series on YouTube!

Debbie Marcoux is licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act, NMLS ID 237926, also licensed in AZ-0941504, GA-69178, IL-031.0058339, NV-57237, OR, TN-184373, TX, WA-MLO-237926 | Heidi Slagle-Points CA NMLS ID 1666881

We had Steve Altonian, our Credit Cowboy on our show today to talk all about credit score changes that are on the horizon. Be prepared, know how you will be effected and what the best steps are to guarantee your highest score possible!

How do you get through to Mom? Email is a fantastic way to get through to the Mortgage Mom, debbie@mortgagemomradio.com. Text messages and phone calls are great too! Do you know how to contact us? Text the word “MOM” to 474747 or give us a call 844-935-3634!

Download our Phone App loaded with every mortgage tool that you could need, and last but not least, watch our Homebuyer Workshop Series on YouTube!

Debbie Marcoux is licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act, NMLS ID 237926, also licensed in AZ-0941504, GA-69178, IL-031.0058339, NV-57237, OR, TN-184373, TX, WA-MLO-237926 | Heidi Slagle-Points CA NMLS ID 1666881

This week we had some really great information that can help you regardless of whether your a homeowner today or a future homeowner. We talked with our Tax Grandma about the upcoming tax season and what we need to do to get prepared. Did you know that many of us in CA may have paid too much last year?

Catch up with the mom’s, what do they have going on this week? Diets, Grandbabies, garage cleaning, just about everything you would expect from mom. New exercise regiment? Do you have a remedy to help Debbie with her colds?

Are you the surviving spouse of a Veteran? There are very specific guidelines around the eligibility to use your benefits. Give us a call and we will go through those with you one on one.

How do you get through to Mom? Email is a fantastic way to get through to the Mortgage Mom, debbie@mortgagemomradio.com. Text messages and phone calls are great too! Do you know how to contact us? Text the word “MOM” to 474747 or give us a call 844-935-3634!

Download our Phone App loaded with every mortgage tool that you could need, and last but not least, watch our Homebuyer Workshop Series on YouTube!

Debbie Marcoux is licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act, NMLS ID 237926, also licensed in AZ-0941504, GA-69178, IL-031.0058339, NV-57237, OR, TN-184373, TX, WA-MLO-237926 | Heidi Slagle-Points CA NMLS ID 1666881

This was a big show! We had Drew Young in, singer song writer, and currently working on his documentary, “We Share the Gift”. He was also the genius behind our new Mortgage Mom Radio jingle!

We also covered important details about Home Equity Lines of Credit, financing both purchase and refinance when you have tax liens, and a little bit more about Down Payment Assistance.

It was a great show with a lot of valuable information as well as little singing.

How do you get through to Mom? Email is a fantastic way to get through to the Mortgage Mom, debbie@mortgagemomradio.com. Text messages and phone calls are great too! Do you know how to contact us? Text the word “MOM” to 474747 or give us a call 844-935-3634!

Download our Phone App loaded with every mortgage tool that you could need, and last but not least, watch our Homebuyer Workshop Series on YouTube!

Debbie Marcoux is licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act, NMLS ID 237926, also licensed in AZ-0941504, GA-69178, IL-031.0058339, NV-57237, OR, TN-184373, TX, WA-MLO-237926 | Heidi Slagle-Points CA NMLS ID 1666881

In this episode we catch up with mom and talk about GM Financial reporting payments incorrectly to Debbie’s credit report and how she fixed it. Heidi was declined for a loan that she never applied for, and we go into the multiple options of down payment assistance programs for California. Have you heard of Calhfa, California Dreamin, or GSFA? Loans are all about acronyms but we give you the details that you need to determine if down payment assistance might be an option for you!

How do you get through to Mom? Email is a fantastic way to get through to the Mortgage Mom, debbie@mortgagemomradio.com. Text messages and phone calls are great too! Do you know how to contact us? Text the word “MOM” to 474747 or give us a call 844-935-3634!

Download our Phone App loaded with every mortgage tool that you could need, and last but not least, watch our Homebuyer Workshop Series on YouTube!

Debbie Marcoux is licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act, NMLS ID 237926, also licensed in AZ-0941504, GA-69178, IL-031.0058339, NV-57237, OR, TN-184373, TX, WA-MLO-237926 | Heidi Slagle-Points CA NMLS ID 1666881