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The Federal Reserve announced today that they will be increasing the Federal Reserve Prime Rate, also known as the Fed Funds Rate, but .25%. They expect to increase the interest rate by .25% every 6 weeks until they end the year at a total rate of 1.9. We started off the year at .05 where we have been sitting since April 2020. Prior to March of 2020 the Fed Funds Rate was 1.58.
Do you want to understand what this all means to you? How do we expect the future of the real estate market and mortgage rates respond?
Additionally on this show, we brought in Michael Mazure with United Capital Group. Michael talked about Hard Money Loans and the loan scenarios that would benefit from hard money lending.
This was a great show, a little long, but it had a ton of great content!
Check out the Mortgage Mom Radio online merch store! The beer mugs are insane! SHOP NOW
Book your free phone consultation today, BOOK NOW
We are LIVE on YOUTUBE every Monday and Wednesday @ 1PM PST. Interact with us LIVE while we record! Ask us your questions right in the comments.
Mortgage Mom Radio equips you with all the mortgage education that you could ask for right at your fingertips! Listen to our Podcast with hours of shows and topics, download our PHONE APP loaded with every mortgage tool that you could need, and finally, watch our HOMEBUYER WORKSHOP SERIES on YouTube!
Debbie Marcoux is licensed by the Department of Financial Protection and Innovations under the California Residential Mortgage Lending Act, NMLS ID 237926, also licensed in AZ-0941504, FL-LO76508, GA-69178, ID-167867, IL-031.0058339, NV-57237, OR, TN-184373, TX, WA-MLO-237926
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3/9/2022
Inflation Inflation Inflation! Are you tired of hearing that word? Are you tired of feeling the pain of the gas prices, groceries, utilities, all soaring? Well, I can’t fix those things but I did give you some tips and tricks to try to reduce your monthly budget in this episode.
We all make decisions based on what we can afford. For example, when you buy a new car or a home, you go through your monthly debts, your take home income, your expenses on groceries, utilities, eating out, etc. If your income hasn’t changed from what it was when you made those large purchases, you may no longer be able to afford those payments that you signed up for.
The only option that you have is to try to bring down the expenses that you can control such as vacations, utilities, and eating out. How do you control your utilities? The gas company, power, water, trash, they aren’t going to give you a special deal because your struggling. Listen now to hear mom’s tips.
Check out the Mortgage Mom Radio online merch store! The beer mugs are insane! SHOP NOW
Book your free phone consultation today, BOOK NOW
We are LIVE on YOUTUBE every Monday and Wednesday @ 1PM PST. Interact with us LIVE while we record! Ask us your questions right in the comments.
Mortgage Mom Radio equips you with all the mortgage education that you could ask for right at your fingertips! Listen to our Podcast with hours of shows and topics, download our PHONE APP loaded with every mortgage tool that you could need, and finally, watch our HOMEBUYER WORKSHOP SERIES on YouTube!
Debbie Marcoux is licensed by the Department of Financial Protection and Innovations under the California Residential Mortgage Lending Act, NMLS ID 237926, also licensed in AZ-0941504, FL-LO76508, GA-69178, ID-167867, IL-031.0058339, NV-57237, OR, TN-184373, TX, WA-MLO-237926
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3/7/2022
Today’s title pretty much sums it up. Are you shopping for a new mortgage and you have been presented with an option for a lower interest rate if you pay points? Whether you are buying a house or considering refinancing, you may or may not want to buy points. The best way to understand why you may have to or why you may want or not want to, is to watch today’s episode!
Check out the Mortgage Mom Radio online merch store! The beer mugs are insane! SHOP NOW
Book your free phone consultation today, BOOK NOW
We are LIVE on YOUTUBE every Monday and Wednesday @ 1PM PST. Interact with us LIVE while we record! Ask us your questions right in the comments.
Mortgage Mom Radio equips you with all the mortgage education that you could ask for right at your fingertips! Listen to our Podcast with hours of shows and topics, download our PHONE APP loaded with every mortgage tool that you could need, and finally, watch our HOMEBUYER WORKSHOP SERIES on YouTube!
Debbie Marcoux is licensed by the Department of Financial Protection and Innovations under the California Residential Mortgage Lending Act, NMLS ID 237926, also licensed in AZ-0941504, FL-LO76508, GA-69178, ID-167867, IL-031.0058339, NV-57237, OR, TN-184373, TX, WA-MLO-237926
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3/4/2022
1031 Exchange transactions are very common among investors who have rental properties and chose to sell. Unless you have occupied the property for a minimum of two years out of the last five years, you will pay capital gains. The only way to avoid capital gains is to roll over the proceeds to a new investment property. Rolling over the proceeds from one investment to another is called a 1031 Exchange.
There are many rules around the 1031 Exchange process. We touch on many of those rules today but to learn more or to get your questions answered on this topic, schedule yourself a free phone consultation. We will discuss your personal scenario with you and get you moving in the right direction.
Check out the Mortgage Mom Radio online merch store! The beer mugs are insane! SHOP NOW
Book your free phone consultation today, BOOK NOW
We are LIVE on YOUTUBE every Monday and Wednesday @ 1PM PST. Interact with us LIVE while we record! Ask us your questions right in the comments.
Mortgage Mom Radio equips you with all the mortgage education that you could ask for right at your fingertips! Listen to our Podcast with hours of shows and topics, download our PHONE APP loaded with every mortgage tool that you could need, and finally, watch our HOMEBUYER WORKSHOP SERIES on YouTube!
Debbie Marcoux is licensed by the Department of Financial Protection and Innovations under the California Residential Mortgage Lending Act, NMLS ID 237926, also licensed in AZ-0941504, FL-LO76508, GA-69178, ID-167867, IL-031.0058339, NV-57237, OR, TN-184373, TX, WA-MLO-237926
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2/28/2022
Were you wondering if it is possible to take cash out of your home so that you can buy a new home, move, renovate, and then sell? Today I gave you 4 different options that are available to make that happen.
Check out the Mortgage Mom Radio online merch store! The beer mugs are insane! SHOP NOW
Book your free phone consultation today, BOOK NOW
We are LIVE on YOUTUBE every Monday and Wednesday @ 1PM PST. Interact with us LIVE while we record! Ask us your questions right in the comments.
Mortgage Mom Radio equips you with all the mortgage education that you could ask for right at your fingertips! Listen to our Podcast with hours of shows and topics, download our PHONE APP loaded with every mortgage tool that you could need, and finally, watch our HOMEBUYER WORKSHOP SERIES on YouTube!
Debbie Marcoux is licensed by the Department of Financial Protection and Innovations under the California Residential Mortgage Lending Act, NMLS ID 237926, also licensed in AZ-0941504, FL-LO76508, GA-69178, ID-167867, IL-031.0058339, NV-57237, OR, TN-184373, TX, WA-MLO-237926
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2/24/2022
During this weeks episode I focused on Rent vs. Own. With property values increasing, interest rates increasing, and inventory becoming even lower than it has been over the last few years, many of my clients have started to believe that they are priced out of the market and they should put their home buying plans on hold.
This couldn’t be further from the truth. Today I touched on all of those questions including, current rents, future rent values, as well as interest rates, monthly payments, and more.
First time buyers and future/current owners of rental investment properties will all benefit from this information.
Don’t miss out on another great Mortgage Mom Radio episode!
Check out the Mortgage Mom Radio online merch store! The beer mugs are insane! SHOP NOW
Book your free phone consultation today, BOOK NOW
We are LIVE on YOUTUBE every Monday and Wednesday @ 1PM PST. Interact with us LIVE while we record! Ask us your questions right in the comments.
Mortgage Mom Radio equips you with all the mortgage education that you could ask for right at your fingertips! Listen to our Podcast with hours of shows and topics, download our PHONE APP loaded with every mortgage tool that you could need, and finally, watch our HOMEBUYER WORKSHOP SERIES on YouTube!
Debbie Marcoux is licensed by the Department of Financial Protection and Innovations under the California Residential Mortgage Lending Act, NMLS ID 237926, also licensed in AZ-0941504, FL-LO76508, GA-69178, ID-167867, IL-031.0058339, NV-57237, OR, TN-184373, TX, WA-MLO-237926
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2/16/2022
Mortgage Mom Radio Live: Buy Now Pay Later!
Today’s show: Today we focused on the Buy Now Pay Later Programs and how they will affect your qualifications for a new mortgage, whether that be for a purchase or a refinance. Learn all you need to know in this episode of Mortgage Mom Radio!
This was Heather’s first go at it by herself and boy did she do great!
We are LIVE on YouTube every Monday and Wednesday @ 1PM. Watch us record our show and ask us your questions. Text “MOM” to 844-935-3634. We will send you a link each week to interact live.
How do you schedule a phone appointment with mom? Go to our website, mortgagemomradio.com
Debbie Marcoux is licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act, NMLS ID 237926, also licensed in AZ-0941504, FL-LO76508, GA-69178, ID MLO- 2080237926, IL-031.0058339, NV-57237, OR, TN-184373, TX, WA-MLO-237926
Podcast: Play in new window | Download (Duration: 33:08 — 36.2MB) | Embed
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Check out the Mortgage Mom Radio online merch store! The beer mugs are insane! SHOP NOW
Book your free phone consultation today, BOOK NOW
We are LIVE on YOUTUBE every Monday and Wednesday @ 1PM PST. Interact with us LIVE while we record! Ask us your questions right in the comments.
Mortgage Mom Radio equips you with all the mortgage education that you could ask for right at your fingertips! Listen to our Podcast with hours of shows and topics, download our PHONE APP loaded with every mortgage tool that you could need, and finally, watch our HOMEBUYER WORKSHOP SERIES on YouTube!
Debbie Marcoux is licensed by the Department of Financial Protection and Innovations under the California Residential Mortgage Lending Act, NMLS ID 237926, also licensed in AZ-0941504, FL-LO76508, GA-69178, ID-167867, IL-031.0058339, NV-57237, OR, TN-184373, TX, WA-MLO-237926
Podcast: Play in new window | Download (Duration: 26:14 — 29.8MB) | Embed
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Book your free phone consultation today, BOOK NOW
We are LIVE on YOUTUBE every Monday and Wednesday @ 1PM PST. Interact with us LIVE while we record! Ask us your questions right in the comments.
Mortgage Mom Radio equips you with all the mortgage education that you could ask for right at your fingertips! Listen to our Podcast with hours of shows and topics, download our PHONE APP loaded with every mortgage tool that you could need, and finally, watch our HOMEBUYER WORKSHOP SERIES on YouTube!
Debbie Marcoux is licensed by the Department of Financial Protection and Innovations under the California Residential Mortgage Lending Act, NMLS ID 237926, also licensed in AZ-0941504, FL-LO76508, GA-69178, ID-167867, IL-031.0058339, NV-57237, OR, TN-184373, TX, WA-MLO-237926
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Today’s episode was a re-cap of our live seminar on Saturday 1/29/2022, as well as our interview with CryptoWendyO on Monday, 1/31/2022.
The short story, Yes, we can use your Bitcoin and Crypto assets for your home purchase, closing costs, down payment, and reserves. Do you want to use your crypto assets and you have been told that you cannot? Give us a call, 844-935-3634!
This is a nice consolidation episode of the information received during the hour and half episode on Saturday and the hour long episode on Monday. We covered detailed information about what is Bitcoin, Wallet, Exchange, How do you buy, etc. Then on Monday, we went even deeper and more technical into the Metaverse, buying real estate in the Metaverse, and Web3.
Check out the Mortgage Mom Radio online merch store! The beer mugs are insane! SHOP NOW
Book your free phone consultation today, BOOK NOW
We are LIVE on YOUTUBE every Monday and Wednesday @ 1PM PST. Interact with us LIVE while we record! Ask us your questions right in the comments.
Mortgage Mom Radio equips you with all the mortgage education that you could ask for right at your fingertips! Listen to our Podcast with hours of shows and topics, download our PHONE APP loaded with every mortgage tool that you could need, and finally, watch our HOMEBUYER WORKSHOP SERIES on YouTube!
Debbie Marcoux is licensed by the Department of Financial Protection and Innovations under the California Residential Mortgage Lending Act, NMLS ID 237926, also licensed in AZ-0941504, FL-LO76508, GA-69178, ID-167867, IL-031.0058339, NV-57237, OR, TN-184373, TX, WA-MLO-237926
